LA mortgage rates

Calcasieu Parish County

Clear, current 2026 mortgage and refinance loan limits for homeowners in Calcasieu Parish County, Louisiana. Use the verified baseline numbers below to calculate your refinance payment, evaluate your home equity, and monitor when rate alerts make refinancing advantageous.

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2026 limits

2026 Mortgage Loan Limits

Calcasieu Parish County

Conforming Loan Limits

Per property
1 unit$832,750
2 units$1,066,250
3 units$1,288,800
4 units$1,601,750

FHA Loan Limits

Per property
1 unit$541,287
2 units$693,050
3 units$837,700
4 units$1,041,125

Source: Official Federal Housing Finance Agency (FHFA) and HUD loan limit schedules. Conforming data represents conventional maximums. Last synchronized: 2026 update cycle.

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Refinance Payment Estimate

Estimate Your Refinance in Calcasieu Parish County

Use your current mortgage details to estimate a new refinance payment and potential monthly savings.

Estimated New Monthly Payment$2,528Principal & interest only
Home value − mortgage balance
Mortgage balance ÷ home value
Added to the proposed new loan
Proposed New Loan Amount$400,000
Estimated New Payment$2,528
Estimated Monthly SavingsAdd current rate

Estimates include principal and interest only. Taxes, insurance, closing costs, and mortgage insurance are not included.

About Calcasieu Parish

A local view of the market.

The real estate market in Calcasieu Parish, Louisiana, has seen a slight increase in home prices, with the median sale price reaching $227,000 as of September 2024, marking a 2.8% rise from the previous year. Homes in this area typically sell after an average of 57 days on the market, indicating a moderately paced market environment. Calcasieu Parish is home to several notable cities, including Lake Charles, which is the largest city with a population of approximately 78,000. Other significant cities include Sulphur, with around 20,000 residents, and Westlake, which has a population of about 4,500. These cities contribute to the diverse urban landscape of the parish. Living in Calcasieu Parish offers a mix of rural and suburban experiences, with agriculture playing a vital role in the local economy. The parish is known for its petrochemical and manufacturing industries, which are major employment sectors. Real estate migration patterns suggest that people are drawn to the area for its affordable housing and employment opportunities, making it an attractive destination for those seeking a balance between rural charm and suburban convenience.

County snapshot

Market context.

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Public location data associated with this county record. Optional fields are shown only when present in the source.

Market areaLake CharlesMapped market area
Area code29340CBSA / MSA reference
Featured communitiesLake Charles · SulphurFrom the county record
Data year2026Aligned with this limit record
Lake CharlesSulphur
Top cities & communities

Communities to explore.

Lake CharlesSulphur
Questions & Answers

Refinancing in Calcasieu Parish County

Common questions about 2026 loan limits and refinancing opportunities in Louisiana.

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