LA mortgage rates

Caldwell Parish County

Clear, current 2026 mortgage and refinance loan limits for homeowners in Caldwell Parish County, Louisiana. Use the verified baseline numbers below to calculate your refinance payment, evaluate your home equity, and monitor when rate alerts make refinancing advantageous.

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2026 limits

2026 Mortgage Loan Limits

Caldwell Parish County

Conforming Loan Limits

Per property
1 unit$832,750
2 units$1,066,250
3 units$1,288,800
4 units$1,601,750

FHA Loan Limits

Per property
1 unit$541,287
2 units$693,050
3 units$837,700
4 units$1,041,125

Source: Official Federal Housing Finance Agency (FHFA) and HUD loan limit schedules. Conforming data represents conventional maximums. Last synchronized: 2026 update cycle.

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Refinance Payment Estimate

Estimate Your Refinance in Caldwell Parish County

Use your current mortgage details to estimate a new refinance payment and potential monthly savings.

Estimated New Monthly Payment$2,528Principal & interest only
Home value − mortgage balance
Mortgage balance ÷ home value
Added to the proposed new loan
Proposed New Loan Amount$400,000
Estimated New Payment$2,528
Estimated Monthly SavingsAdd current rate

Estimates include principal and interest only. Taxes, insurance, closing costs, and mortgage insurance are not included.

About Caldwell Parish

A local view of the market.

The real estate market in Caldwell Parish, Louisiana, has seen fluctuations in recent times. As of the latest data, the average home value in Caldwell Parish is approximately $102,314, which represents a decrease of 13.3% over the past year. This decline contrasts with the median listing home price of $205,000, which has increased by 37.6% year-over-year, indicating a dynamic market with varying trends. Caldwell Parish is home to several small towns, with Columbia being the largest city. Columbia has a population of approximately 1,500 residents and serves as the parish seat. Other notable towns include Grayson and Clarks, each with populations under 1,000. These towns contribute to the rural charm and close-knit community feel that characterize Caldwell Parish. Living in Caldwell Parish offers a predominantly rural lifestyle, with a mix of agricultural and suburban elements. The area is known for its farming and agricultural activities, which play a significant role in the local economy. The top industries include agriculture, forestry, and education. People may be drawn to Caldwell Parish for its peaceful rural setting, affordable housing, and the opportunity to live in a community-oriented environment. Additionally, the parish's proximity to natural attractions and outdoor recreational opportunities makes it appealing for those seeking a quieter, nature-focused lifestyle.

Questions & Answers

Refinancing in Caldwell Parish County

Common questions about 2026 loan limits and refinancing opportunities in Louisiana.

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