SC mortgage rates

Calhoun County

Clear, current 2026 mortgage and refinance loan limits for homeowners in Calhoun County, South Carolina. Use the verified baseline numbers below to calculate your refinance payment, evaluate your home equity, and monitor when rate alerts make refinancing advantageous.

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2026 limits

2026 Mortgage Loan Limits

Calhoun County

Conforming Loan Limits

Per property
1 unit$832,750
2 units$1,066,250
3 units$1,288,800
4 units$1,601,750

FHA Loan Limits

Per property
1 unit$541,287
2 units$693,050
3 units$837,700
4 units$1,041,125

Source: Official Federal Housing Finance Agency (FHFA) and HUD loan limit schedules. Conforming data represents conventional maximums. Last synchronized: 2026 update cycle.

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Refinance Payment Estimate

Estimate Your Refinance in Calhoun County

Use your current mortgage details to estimate a new refinance payment and potential monthly savings.

Estimated New Monthly Payment$2,528Principal & interest only
Home value − mortgage balance
Mortgage balance ÷ home value
Added to the proposed new loan
Proposed New Loan Amount$400,000
Estimated New Payment$2,528
Estimated Monthly SavingsAdd current rate

Estimates include principal and interest only. Taxes, insurance, closing costs, and mortgage insurance are not included.

About Calhoun

A local view of the market.

The real estate market in Calhoun County, South Carolina, has seen significant growth over the past year. As of October 2024, the median home list price was $249,000, reflecting a 31.1% increase from the previous year. The median price per square foot was $126, indicating a robust demand for housing in the area. Calhoun County includes several notable cities, with Saint Matthews being the county seat and largest city. Although specific population figures for each city are not detailed, Saint Matthews is known for its small-town charm and serves as a central hub for the county. Other communities, like Cameron and Sandy Run, contribute to the county's rural character and provide a mix of residential and agricultural settings. Living in Calhoun County offers a blend of rural and suburban lifestyles, with agriculture playing a significant role in the local economy. The county is characterized by its open spaces and farmland, making it attractive for those seeking a quieter, more rural lifestyle. The top industries include agriculture, manufacturing, and retail trade, which support the local economy. People may be drawn to Calhoun County for its affordable housing, slower pace of life, and proximity to larger urban centers like Columbia, providing a balance between rural tranquility and access to city amenities.

County snapshot

Market context.

SC

Public location data associated with this county record. Optional fields are shown only when present in the source.

Market areaColumbiaMapped market area
Area code17900CBSA / MSA reference
Data year2026Aligned with this limit record
Questions & Answers

Refinancing in Calhoun County

Common questions about 2026 loan limits and refinancing opportunities in South Carolina.

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