TX mortgage rates

Calhoun County

Clear, current 2026 mortgage and refinance loan limits for homeowners in Calhoun County, Texas. Use the verified baseline numbers below to calculate your refinance payment, evaluate your home equity, and monitor when rate alerts make refinancing advantageous.

Official InstaRefi video preview
Watch InstaRefi Overview
2026 limits

2026 Mortgage Loan Limits

Calhoun County

Conforming Loan Limits

Per property
1 unit$832,750
2 units$1,066,250
3 units$1,288,800
4 units$1,601,750

FHA Loan Limits

Per property
1 unit$541,287
2 units$693,050
3 units$837,700
4 units$1,041,125

Source: Official Federal Housing Finance Agency (FHFA) and HUD loan limit schedules. Conforming data represents conventional maximums. Last synchronized: 2026 update cycle.

View all Texas counties
Refinance Payment Estimate

Estimate Your Refinance in Calhoun County

Use your current mortgage details to estimate a new refinance payment and potential monthly savings.

Estimated New Monthly Payment$2,528Principal & interest only
Home value − mortgage balance
Mortgage balance ÷ home value
Added to the proposed new loan
Proposed New Loan Amount$400,000
Estimated New Payment$2,528
Estimated Monthly SavingsAdd current rate

Estimates include principal and interest only. Taxes, insurance, closing costs, and mortgage insurance are not included.

About Calhoun

A local view of the market.

Calhoun County, Texas, has seen a notable increase in its real estate market, with the median listing home price reaching $349,900 as of October 2024, marking a 12.1% rise year-over-year. The median home sold price is slightly lower at $243,000, indicating a buyer's market where homes typically sell for 4.38% below the asking price. Homes in the county spend an average of 110 days on the market, reflecting a balanced supply and demand dynamic. The county includes several prominent cities, with Port Lavaca being the largest, offering a median home price of $275,000. Seadrift follows with a median home price of $269,000, while Port O'Connor stands out as the most expensive city with a median listing price of $549,300. These cities are known for their coastal charm and are popular among residents and visitors alike. Living in Calhoun County offers a mix of rural and suburban experiences, with a strong emphasis on agriculture and fishing industries. The county's economy is supported by these industries, along with tourism, due to its proximity to the Gulf Coast. People are drawn to Calhoun County for its affordable housing, scenic landscapes, and a slower pace of life, making it an attractive destination for those seeking a balance between work and leisure.

County snapshot

Market context.

TX

Public location data associated with this county record. Optional fields are shown only when present in the source.

Market areaPort LavacaMapped market area
Area code38920CBSA / MSA reference
Data year2026Aligned with this limit record
Questions & Answers

Refinancing in Calhoun County

Common questions about 2026 loan limits and refinancing opportunities in Texas.

Make the next move with confidence

Your rate opportunity should feel clear.

InstaRefi monitors the market and helps you decide when a conversation may be worth your time. No pressure. No unnecessary credit checks.

No SSN required to get alerts No impact to your credit to check Helpful by email and text
Your data stays protected.We use encryption and privacy practices designed around your trust.Read our privacy policy
Always on your side

Never miss a refinance opportunity.

Get clear, timely mortgage alerts without hurting your credit.