WI mortgage rates

Calumet County

Clear, current 2026 mortgage and refinance loan limits for homeowners in Calumet County, Wisconsin. Use the verified baseline numbers below to calculate your refinance payment, evaluate your home equity, and monitor when rate alerts make refinancing advantageous.

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2026 limits

2026 Mortgage Loan Limits

Calumet County

Conforming Loan Limits

Per property
1 unit$832,750
2 units$1,066,250
3 units$1,288,800
4 units$1,601,750

FHA Loan Limits

Per property
1 unit$541,287
2 units$693,050
3 units$837,700
4 units$1,041,125

Source: Official Federal Housing Finance Agency (FHFA) and HUD loan limit schedules. Conforming data represents conventional maximums. Last synchronized: 2026 update cycle.

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Refinance Payment Estimate

Estimate Your Refinance in Calumet County

Use your current mortgage details to estimate a new refinance payment and potential monthly savings.

Estimated New Monthly Payment$2,528Principal & interest only
Home value − mortgage balance
Mortgage balance ÷ home value
Added to the proposed new loan
Proposed New Loan Amount$400,000
Estimated New Payment$2,528
Estimated Monthly SavingsAdd current rate

Estimates include principal and interest only. Taxes, insurance, closing costs, and mortgage insurance are not included.

About Calumet

A local view of the market.

The real estate market in Calumet County, Wisconsin, has experienced growth, with the average home value reaching $343,870, marking a 5.4% increase over the past year. This reflects a stable and appreciating housing market, making it an attractive area for potential homeowners. Calumet County includes several notable cities such as Chilton, the county seat, with a population of approximately 3,933, and New Holstein, which has around 3,236 residents. These cities serve as central hubs for the county, offering a mix of small-town charm and essential amenities. Living in Calumet County offers a blend of rural and suburban experiences, with a strong emphasis on agriculture and farming. The county's economy is supported by industries such as manufacturing and agriculture, attracting individuals seeking a quieter lifestyle with opportunities in these sectors. Migration patterns indicate that people are moving to Calumet County for its affordable housing, community-oriented environment, and proximity to larger cities for work and leisure.

County snapshot

Market context.

WI

Public location data associated with this county record. Optional fields are shown only when present in the source.

Market areaAppletonMapped market area
Area code11540CBSA / MSA reference
Data year2026Aligned with this limit record
Questions & Answers

Refinancing in Calumet County

Common questions about 2026 loan limits and refinancing opportunities in Wisconsin.

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