NJ mortgage rates

Camden County

Clear, current 2026 mortgage and refinance loan limits for homeowners in Camden County, New Jersey. Use the verified baseline numbers below to calculate your refinance payment, evaluate your home equity, and monitor when rate alerts make refinancing advantageous.

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2026 limits

2026 Mortgage Loan Limits

Camden County

Conforming Loan Limits

Per property
1 unit$832,750
2 units$1,066,250
3 units$1,288,800
4 units$1,601,750

FHA Loan Limits

Per property
1 unit$630,200
2 units$806,750
3 units$975,200
4 units$1,211,950

Source: Official Federal Housing Finance Agency (FHFA) and HUD loan limit schedules. Conforming data represents conventional maximums. Last synchronized: 2026 update cycle.

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Refinance Payment Estimate

Estimate Your Refinance in Camden County

Use your current mortgage details to estimate a new refinance payment and potential monthly savings.

Estimated New Monthly Payment$2,528Principal & interest only
Home value − mortgage balance
Mortgage balance ÷ home value
Added to the proposed new loan
Proposed New Loan Amount$400,000
Estimated New Payment$2,528
Estimated Monthly SavingsAdd current rate

Estimates include principal and interest only. Taxes, insurance, closing costs, and mortgage insurance are not included.

About Camden

A local view of the market.

Camden County, New Jersey, is experiencing a robust real estate market with a median home sold price of $329,175 as of October 2024, reflecting a 9.8% increase from the previous year. This seller's market indicates that homes are selling quickly and often above the asking price, with a median price per square foot of $206. The county is home to several notable cities, including Camden, Cherry Hill, and Gloucester City. Camden, the county seat, has a population of approximately 73,000, while Cherry Hill, a major suburb, boasts a population of around 71,000. Gloucester City, with a smaller population of about 11,000, offers a more intimate community atmosphere. Living in Camden County offers a mix of suburban and urban experiences, with a predominance of suburban communities. The county's economy is driven by industries such as healthcare, education, and retail trade. Many people are drawn to Camden County for its proximity to Philadelphia, providing easy access to urban amenities while enjoying the benefits of suburban living. This migration pattern is often fueled by the desire for more affordable housing and a family-friendly environment.

County snapshot

Market context.

NJ

Public location data associated with this county record. Optional fields are shown only when present in the source.

Market areaPhiladelphia-Camden-WilmingtonMapped market area
Area code37980CBSA / MSA reference
Featured communitiesLindenwold · CamdenFrom the county record
Data year2026Aligned with this limit record
LindenwoldCamden
Top cities & communities

Communities to explore.

LindenwoldCamden
Questions & Answers

Refinancing in Camden County

Common questions about 2026 loan limits and refinancing opportunities in New Jersey.

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