LA mortgage rates

Cameron Parish County

Clear, current 2026 mortgage and refinance loan limits for homeowners in Cameron Parish County, Louisiana. Use the verified baseline numbers below to calculate your refinance payment, evaluate your home equity, and monitor when rate alerts make refinancing advantageous.

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2026 limits

2026 Mortgage Loan Limits

Cameron Parish County

Conforming Loan Limits

Per property
1 unit$832,750
2 units$1,066,250
3 units$1,288,800
4 units$1,601,750

FHA Loan Limits

Per property
1 unit$541,287
2 units$693,050
3 units$837,700
4 units$1,041,125

Source: Official Federal Housing Finance Agency (FHFA) and HUD loan limit schedules. Conforming data represents conventional maximums. Last synchronized: 2026 update cycle.

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Refinance Payment Estimate

Estimate Your Refinance in Cameron Parish County

Use your current mortgage details to estimate a new refinance payment and potential monthly savings.

Estimated New Monthly Payment$2,528Principal & interest only
Home value − mortgage balance
Mortgage balance ÷ home value
Added to the proposed new loan
Proposed New Loan Amount$400,000
Estimated New Payment$2,528
Estimated Monthly SavingsAdd current rate

Estimates include principal and interest only. Taxes, insurance, closing costs, and mortgage insurance are not included.

About Cameron Parish

A local view of the market.

The real estate market in Cameron Parish, Louisiana, shows a stable trend with an average home value of $190,128, reflecting a slight increase of 0.8% over the past year. This indicates a relatively steady market environment, making it an appealing option for potential homebuyers looking for stability in property values. Cameron Parish is home to several small communities, with Cameron and Grand Chenier being among the notable ones. Cameron, the parish seat, is a small community with a population that reflects the rural nature of the area. Grand Chenier is another community known for its proximity to natural attractions and wildlife, contributing to its local charm. Living in Cameron Parish offers a predominantly rural lifestyle, characterized by vast open spaces and a strong connection to nature. The area is known for its agricultural activities, including farming and fishing, which are among the top industries. The parish attracts individuals seeking a quieter, more laid-back lifestyle away from urban centers, often appealing to those interested in outdoor activities and a close-knit community atmosphere.

County snapshot

Market context.

LA

Public location data associated with this county record. Optional fields are shown only when present in the source.

Market areaLake CharlesMapped market area
Area code29340CBSA / MSA reference
Data year2026Aligned with this limit record
Questions & Answers

Refinancing in Cameron Parish County

Common questions about 2026 loan limits and refinancing opportunities in Louisiana.

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