TX mortgage rates

Camp County

Clear, current 2026 mortgage and refinance loan limits for homeowners in Camp County, Texas. Use the verified baseline numbers below to calculate your refinance payment, evaluate your home equity, and monitor when rate alerts make refinancing advantageous.

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2026 limits

2026 Mortgage Loan Limits

Camp County

Conforming Loan Limits

Per property
1 unit$832,750
2 units$1,066,250
3 units$1,288,800
4 units$1,601,750

FHA Loan Limits

Per property
1 unit$541,287
2 units$693,050
3 units$837,700
4 units$1,041,125

Source: Official Federal Housing Finance Agency (FHFA) and HUD loan limit schedules. Conforming data represents conventional maximums. Last synchronized: 2026 update cycle.

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Refinance Payment Estimate

Estimate Your Refinance in Camp County

Use your current mortgage details to estimate a new refinance payment and potential monthly savings.

Estimated New Monthly Payment$2,528Principal & interest only
Home value − mortgage balance
Mortgage balance ÷ home value
Added to the proposed new loan
Proposed New Loan Amount$400,000
Estimated New Payment$2,528
Estimated Monthly SavingsAdd current rate

Estimates include principal and interest only. Taxes, insurance, closing costs, and mortgage insurance are not included.

About Camp

A local view of the market.

The real estate market in Camp County, Texas, has seen a decline in home values over the past year. The average home value is currently $200,143, which represents a 4.0% decrease from the previous year. This trend reflects broader market adjustments and economic conditions affecting property values in the region. Camp County's top cities include Pittsburg, which serves as the county seat and has a population of approximately 4,500 residents. Another notable area is Rocky Mound, although it is much smaller in population. These cities offer a glimpse into the county's demographic and cultural landscape, contributing to its overall character. Living in Camp County offers a predominantly rural lifestyle, with agriculture playing a significant role in the local economy. The area is characterized by its farming and agricultural activities, providing a serene and spacious environment. People may be drawn to Camp County for its quieter, more rural setting, away from the hustle and bustle of urban life, and the opportunity to engage in farming or enjoy a suburban lifestyle with a strong sense of community.

County snapshot

Market context.

TX

Public location data associated with this county record. Optional fields are shown only when present in the source.

Market areaMount PleasantMapped market area
Area code34420CBSA / MSA reference
Data year2026Aligned with this limit record
Questions & Answers

Refinancing in Camp County

Common questions about 2026 loan limits and refinancing opportunities in Texas.

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