TN mortgage rates

Campbell County

Clear, current 2026 mortgage and refinance loan limits for homeowners in Campbell County, Tennessee. Use the verified baseline numbers below to calculate your refinance payment, evaluate your home equity, and monitor when rate alerts make refinancing advantageous.

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2026 limits

2026 Mortgage Loan Limits

Campbell County

Conforming Loan Limits

Per property
1 unit$832,750
2 units$1,066,250
3 units$1,288,800
4 units$1,601,750

FHA Loan Limits

Per property
1 unit$541,287
2 units$693,050
3 units$837,700
4 units$1,041,125

Source: Official Federal Housing Finance Agency (FHFA) and HUD loan limit schedules. Conforming data represents conventional maximums. Last synchronized: 2026 update cycle.

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Refinance Payment Estimate

Estimate Your Refinance in Campbell County

Use your current mortgage details to estimate a new refinance payment and potential monthly savings.

Estimated New Monthly Payment$2,528Principal & interest only
Home value − mortgage balance
Mortgage balance ÷ home value
Added to the proposed new loan
Proposed New Loan Amount$400,000
Estimated New Payment$2,528
Estimated Monthly SavingsAdd current rate

Estimates include principal and interest only. Taxes, insurance, closing costs, and mortgage insurance are not included.

About Campbell

A local view of the market.

The real estate market in Campbell County, Tennessee, is currently a buyer's market, with the median home sold price at $260,000 as of October 2024, reflecting a 16.5% increase from the previous year. Homes are selling for a median price of $175 per square foot, and the market has seen a slight increase in the number of homes for sale, with 201 homes available in October 2024. Campbell County includes several cities, with La Follette being the largest, having a median listing home price of $357,500. Jacksboro follows with a median listing price of $329,900, while Caryville has a median listing price of $287,000. Jellico is noted as the most affordable city in the county, with a median listing home price of $120,000. Living in Campbell County offers a mix of rural and suburban lifestyles, with agriculture playing a significant role in the local economy. The county's landscape is characterized by farms and open spaces, providing a rural charm. The top industries include manufacturing and healthcare, attracting individuals seeking a quieter, more affordable lifestyle compared to urban areas. The county's natural beauty and lower cost of living are key factors driving migration to the area.

County snapshot

Market context.

TN

Public location data associated with this county record. Optional fields are shown only when present in the source.

Market areaKnoxvilleMapped market area
Area code28940CBSA / MSA reference
Data year2026Aligned with this limit record
Questions & Answers

Refinancing in Campbell County

Common questions about 2026 loan limits and refinancing opportunities in Tennessee.

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