VA mortgage rates

Campbell County

Clear, current 2026 mortgage and refinance loan limits for homeowners in Campbell County, Virginia. Use the verified baseline numbers below to calculate your refinance payment, evaluate your home equity, and monitor when rate alerts make refinancing advantageous.

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2026 limits

2026 Mortgage Loan Limits

Campbell County

Conforming Loan Limits

Per property
1 unit$832,750
2 units$1,066,250
3 units$1,288,800
4 units$1,601,750

FHA Loan Limits

Per property
1 unit$541,287
2 units$693,050
3 units$837,700
4 units$1,041,125

Source: Official Federal Housing Finance Agency (FHFA) and HUD loan limit schedules. Conforming data represents conventional maximums. Last synchronized: 2026 update cycle.

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Refinance Payment Estimate

Estimate Your Refinance in Campbell County

Use your current mortgage details to estimate a new refinance payment and potential monthly savings.

Estimated New Monthly Payment$2,528Principal & interest only
Home value − mortgage balance
Mortgage balance ÷ home value
Added to the proposed new loan
Proposed New Loan Amount$400,000
Estimated New Payment$2,528
Estimated Monthly SavingsAdd current rate

Estimates include principal and interest only. Taxes, insurance, closing costs, and mortgage insurance are not included.

About Campbell

A local view of the market.

The real estate market in Campbell County, Virginia, is currently experiencing a seller's market, with home prices trending upward. As of October 2024, the median listing home price was approximately $299,900, reflecting a 3.4% increase from the previous year. The median home sold price was $269,908, with homes typically selling for $164 per square foot. Campbell County is home to several notable cities, including Rustburg, which serves as the county seat, and Altavista, known for its small-town charm. Rustburg has a population of around 1,431, while Altavista is slightly larger, with approximately 3,450 residents. These towns offer a blend of residential and commercial areas, contributing to the county's overall appeal. Living in Campbell County offers a mix of rural and suburban experiences, with agriculture playing a significant role in the local economy. The county's landscape is dotted with farms and open spaces, providing a serene environment for residents. Key industries include manufacturing and agriculture, which attract individuals seeking employment opportunities in these sectors. The county's affordable housing and peaceful lifestyle are major draws for those relocating from urban areas seeking a quieter, community-focused way of life.

County snapshot

Market context.

VA

Public location data associated with this county record. Optional fields are shown only when present in the source.

Market areaLynchburgMapped market area
Area code31340CBSA / MSA reference
Data year2026Aligned with this limit record
Questions & Answers

Refinancing in Campbell County

Common questions about 2026 loan limits and refinancing opportunities in Virginia.

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