MS mortgage rates

Carroll County

Clear, current 2026 mortgage and refinance loan limits for homeowners in Carroll County, Mississippi. Use the verified baseline numbers below to calculate your refinance payment, evaluate your home equity, and monitor when rate alerts make refinancing advantageous.

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2026 limits

2026 Mortgage Loan Limits

Carroll County

Conforming Loan Limits

Per property
1 unit$832,750
2 units$1,066,250
3 units$1,288,800
4 units$1,601,750

FHA Loan Limits

Per property
1 unit$541,287
2 units$693,050
3 units$837,700
4 units$1,041,125

Source: Official Federal Housing Finance Agency (FHFA) and HUD loan limit schedules. Conforming data represents conventional maximums. Last synchronized: 2026 update cycle.

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Refinance Payment Estimate

Estimate Your Refinance in Carroll County

Use your current mortgage details to estimate a new refinance payment and potential monthly savings.

Estimated New Monthly Payment$2,528Principal & interest only
Home value − mortgage balance
Mortgage balance ÷ home value
Added to the proposed new loan
Proposed New Loan Amount$400,000
Estimated New Payment$2,528
Estimated Monthly SavingsAdd current rate
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Estimates include principal and interest only. Taxes, insurance, closing costs, and mortgage insurance are not included.

About Carroll

A local view of the market.

Carroll County, Mississippi's real estate market has seen significant growth, with the median listing home price reaching $318,300 in October 2024, reflecting a 38.4% increase year-over-year. The median price per square foot is $125, indicating a robust demand for housing in the area. The county comprises several cities, with Carrollton and Vaiden being among the most notable. Carrollton has a median listing home price of $390,000, while Vaiden's median price is $242,000. These cities offer a mix of historical charm and modern amenities, contributing to their appeal. Living in Carroll County offers a blend of rural and suburban experiences, with agriculture playing a significant role in the local economy. The area is known for its farming and agricultural industries, attracting those seeking a quieter, more spacious lifestyle. The county's appeal lies in its affordable housing, scenic landscapes, and a slower pace of life, making it an attractive destination for those looking to escape the hustle and bustle of urban areas.

County snapshot

Market context.

MS

Public location data associated with this county record. Optional fields are shown only when present in the source.

Market areaGreenwoodMapped market area
Area code24900CBSA / MSA reference
Data year2026Aligned with this limit record
Questions & Answers

Refinancing in Carroll County

Common questions about 2026 loan limits and refinancing opportunities in Mississippi.

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