TX mortgage rates

Carson County

Clear, current 2026 mortgage and refinance loan limits for homeowners in Carson County, Texas. Use the verified baseline numbers below to calculate your refinance payment, evaluate your home equity, and monitor when rate alerts make refinancing advantageous.

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2026 limits

2026 Mortgage Loan Limits

Carson County

Conforming Loan Limits

Per property
1 unit$832,750
2 units$1,066,250
3 units$1,288,800
4 units$1,601,750

FHA Loan Limits

Per property
1 unit$541,287
2 units$693,050
3 units$837,700
4 units$1,041,125

Source: Official Federal Housing Finance Agency (FHFA) and HUD loan limit schedules. Conforming data represents conventional maximums. Last synchronized: 2026 update cycle.

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Refinance Payment Estimate

Estimate Your Refinance in Carson County

Use your current mortgage details to estimate a new refinance payment and potential monthly savings.

Estimated New Monthly Payment$2,528Principal & interest only
Home value − mortgage balance
Mortgage balance ÷ home value
Added to the proposed new loan
Proposed New Loan Amount$400,000
Estimated New Payment$2,528
Estimated Monthly SavingsAdd current rate

Estimates include principal and interest only. Taxes, insurance, closing costs, and mortgage insurance are not included.

About Carson

A local view of the market.

Carson County, Texas, has a real estate market characterized by affordable housing options. As of October 2024, the median listing home price was $162,000, which reflects a decrease of 13.4% year-over-year. This trend indicates a buyer's market, where the supply of homes exceeds demand, providing potential buyers with more negotiating power. The county includes four cities, with Panhandle being the largest, offering a median home price of $227,500. White Deer follows with a median home price of $98,000. Other notable cities include Groom and Skellytown, which contribute to the county's small-town charm and community-oriented lifestyle. Carson County offers a predominantly rural living experience, with agriculture playing a significant role in the local economy. The area is known for its farming and ranching activities, providing a peaceful and spacious environment. The county's affordable housing and rural lifestyle attract those seeking a quieter life away from urban centers, making it an appealing destination for families and retirees looking for a close-knit community.

County snapshot

Market context.

TX

Public location data associated with this county record. Optional fields are shown only when present in the source.

Market areaAmarilloMapped market area
Area code11100CBSA / MSA reference
Data year2026Aligned with this limit record
Questions & Answers

Refinancing in Carson County

Common questions about 2026 loan limits and refinancing opportunities in Texas.

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