MI mortgage rates

Cass County

Clear, current 2026 mortgage and refinance loan limits for homeowners in Cass County, Michigan. Use the verified baseline numbers below to calculate your refinance payment, evaluate your home equity, and monitor when rate alerts make refinancing advantageous.

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2026 limits

2026 Mortgage Loan Limits

Cass County

Conforming Loan Limits

Per property
1 unit$832,750
2 units$1,066,250
3 units$1,288,800
4 units$1,601,750

FHA Loan Limits

Per property
1 unit$541,287
2 units$693,050
3 units$837,700
4 units$1,041,125

Source: Official Federal Housing Finance Agency (FHFA) and HUD loan limit schedules. Conforming data represents conventional maximums. Last synchronized: 2026 update cycle.

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Refinance Payment Estimate

Estimate Your Refinance in Cass County

Use your current mortgage details to estimate a new refinance payment and potential monthly savings.

Estimated New Monthly Payment$2,528Principal & interest only
Home value − mortgage balance
Mortgage balance ÷ home value
Added to the proposed new loan
Proposed New Loan Amount$400,000
Estimated New Payment$2,528
Estimated Monthly SavingsAdd current rate

Estimates include principal and interest only. Taxes, insurance, closing costs, and mortgage insurance are not included.

About Cass

A local view of the market.

The real estate market in Cass County, Michigan, is currently characterized as neutral, with a median home sold price of $250,000 as of October 2024. This represents a 17.4% increase from the previous year. Homes in the county are selling for an average of $171 per square foot, and the market has seen a moderate increase in housing supply, with 206 homes available for sale in October 2024. Cass County includes several notable cities, with Dowagiac and Cassopolis being among the largest. Dowagiac has a population of approximately 5,800 residents, while Cassopolis is home to around 1,700 people. These cities serve as central hubs for the county, offering a mix of residential and commercial areas that contribute to the local economy. Living in Cass County offers a blend of rural and suburban lifestyles, with a significant emphasis on agriculture and farming. The county's landscape is dotted with farms and open spaces, providing a tranquil environment for residents. The top industries in the area include agriculture, manufacturing, and healthcare. Cass County attracts new residents due to its affordable housing, scenic rural settings, and proximity to larger cities, making it an appealing choice for those seeking a quieter lifestyle while remaining connected to urban amenities.

County snapshot

Market context.

MI

Public location data associated with this county record. Optional fields are shown only when present in the source.

Market areaSouth Bend-MishawakaMapped market area
Area code43780CBSA / MSA reference
Data year2026Aligned with this limit record
Questions & Answers

Refinancing in Cass County

Common questions about 2026 loan limits and refinancing opportunities in Michigan.

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