MN mortgage rates

Cass County

Clear, current 2026 mortgage and refinance loan limits for homeowners in Cass County, Minnesota. Use the verified baseline numbers below to calculate your refinance payment, evaluate your home equity, and monitor when rate alerts make refinancing advantageous.

Official InstaRefi video preview
Watch InstaRefi Overview
2026 limits

2026 Mortgage Loan Limits

Cass County

Conforming Loan Limits

Per property
1 unit$832,750
2 units$1,066,250
3 units$1,288,800
4 units$1,601,750

FHA Loan Limits

Per property
1 unit$541,287
2 units$693,050
3 units$837,700
4 units$1,041,125

Source: Official Federal Housing Finance Agency (FHFA) and HUD loan limit schedules. Conforming data represents conventional maximums. Last synchronized: 2026 update cycle.

View all Minnesota counties
Refinance Payment Estimate

Estimate Your Refinance in Cass County

Use your current mortgage details to estimate a new refinance payment and potential monthly savings.

Estimated New Monthly Payment$2,528Principal & interest only
Home value − mortgage balance
Mortgage balance ÷ home value
Added to the proposed new loan
Proposed New Loan Amount$400,000
Estimated New Payment$2,528
Estimated Monthly SavingsAdd current rate

Estimates include principal and interest only. Taxes, insurance, closing costs, and mortgage insurance are not included.

About Cass

A local view of the market.

The real estate market in Cass County, Minnesota, is currently characterized as a seller's market. As of October 2024, the median home sold price was $324,800, with a slight decrease of 0.1% from the previous year. The median price per square foot stands at $205, indicating stable property values in the area. Cass County is home to several notable cities, including Walker, Pine River, and Cass Lake. Walker, known for its proximity to Leech Lake, offers a small-town atmosphere with a population of around 900 residents. Pine River, with a population of approximately 950, serves as a gateway to the northern lakes region, while Cass Lake, with about 770 residents, is known for its rich Native American heritage and natural beauty. Living in Cass County offers a mix of rural and suburban experiences, with a strong emphasis on outdoor recreation and agriculture. The county's economy is supported by industries such as tourism, forestry, and agriculture, attracting individuals seeking a quieter lifestyle and opportunities in these sectors. The area sees migration from urban centers as people move to enjoy the natural surroundings and a slower pace of life, making it an appealing destination for those looking to escape the hustle and bustle of city living.

County snapshot

Market context.

MN

Public location data associated with this county record. Optional fields are shown only when present in the source.

Market areaBrainerdMapped market area
Area code14660CBSA / MSA reference
Data year2026Aligned with this limit record
Questions & Answers

Refinancing in Cass County

Common questions about 2026 loan limits and refinancing opportunities in Minnesota.

Make the next move with confidence

Your rate opportunity should feel clear.

InstaRefi monitors the market and helps you decide when a conversation may be worth your time. No pressure. No unnecessary credit checks.

No SSN required to get alerts No impact to your credit to check Helpful by email and text
Your data stays protected.We use encryption and privacy practices designed around your trust.Read our privacy policy
Always on your side

Never miss a refinance opportunity.

Get clear, timely mortgage alerts without hurting your credit.