CO mortgage rates

Chaffee County

Clear, current 2026 mortgage and refinance loan limits for homeowners in Chaffee County, Colorado. Use the verified baseline numbers below to calculate your refinance payment, evaluate your home equity, and monitor when rate alerts make refinancing advantageous.

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2026 limits

2026 Mortgage Loan Limits

Chaffee County

Conforming Loan Limits

Per property
1 unit$832,750
2 units$1,066,250
3 units$1,288,800
4 units$1,601,750

FHA Loan Limits

Per property
1 unit$713,000
2 units$912,750
3 units$1,103,350
4 units$1,371,150

Source: Official Federal Housing Finance Agency (FHFA) and HUD loan limit schedules. Conforming data represents conventional maximums. Last synchronized: 2026 update cycle.

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Refinance Payment Estimate

Estimate Your Refinance in Chaffee County

Use your current mortgage details to estimate a new refinance payment and potential monthly savings.

Estimated New Monthly Payment$2,528Principal & interest only
Home value − mortgage balance
Mortgage balance ÷ home value
Added to the proposed new loan
Proposed New Loan Amount$400,000
Estimated New Payment$2,528
Estimated Monthly SavingsAdd current rate
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Estimates include principal and interest only. Taxes, insurance, closing costs, and mortgage insurance are not included.

About Chaffee

A local view of the market.

Chaffee County, CO, has a growing real estate market with median home values around $713,000 in 2024. Known for its outdoor recreation, it attracts retirees and adventure seekers. Salida, the county seat, has a population of about 6,000, while Buena Vista is another popular town with about 3,000 residents. Chaffee County offers a rural lifestyle with an economy based on tourism, healthcare, and small businesses. Its scenic rivers and mountains appeal to those seeking a nature-oriented lifestyle.

Questions & Answers

Refinancing in Chaffee County

Common questions about 2026 loan limits and refinancing opportunities in Colorado.

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