WA mortgage rates

Chelan County

Clear, current 2026 mortgage and refinance loan limits for homeowners in Chelan County, Washington. Use the verified baseline numbers below to calculate your refinance payment, evaluate your home equity, and monitor when rate alerts make refinancing advantageous.

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2026 limits

2026 Mortgage Loan Limits

Chelan County

Conforming Loan Limits

Per property
1 unit$832,750
2 units$1,066,250
3 units$1,288,800
4 units$1,601,750

FHA Loan Limits

Per property
1 unit$586,500
2 units$750,800
3 units$907,550
4 units$1,127,900

Source: Official Federal Housing Finance Agency (FHFA) and HUD loan limit schedules. Conforming data represents conventional maximums. Last synchronized: 2026 update cycle.

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Refinance Payment Estimate

Estimate Your Refinance in Chelan County

Use your current mortgage details to estimate a new refinance payment and potential monthly savings.

Estimated New Monthly Payment$2,528Principal & interest only
Home value − mortgage balance
Mortgage balance ÷ home value
Added to the proposed new loan
Proposed New Loan Amount$400,000
Estimated New Payment$2,528
Estimated Monthly SavingsAdd current rate

Estimates include principal and interest only. Taxes, insurance, closing costs, and mortgage insurance are not included.

About Chelan

A local view of the market.

Chelan County's real estate market in Washington is experiencing a dynamic phase with a median home value of approximately $574,285 as of October 2024, reflecting a 7.4% increase from the previous year. The market shows a mix of trends with some areas seeing a slight decrease in listing prices, indicating a balanced market environment. The county is home to several prominent cities, including Wenatchee, with a population of about 34,000, known for its vibrant downtown and outdoor activities. Leavenworth, a Bavarian-themed village, attracts tourists year-round and has a population of around 2,000. Chelan, with a population of approximately 4,000, is famous for its lake and wineries, while Cashmere, with about 3,000 residents, offers a quaint small-town charm. Living in Chelan County offers a blend of rural and suburban lifestyles, with agriculture playing a significant role in the local economy. The area is known for its apple orchards and vineyards, contributing to the county's appeal as a destination for those seeking a quieter, nature-oriented lifestyle. The top industries include agriculture, tourism, and retail, attracting new residents looking for a balance between work and leisure. The county's scenic beauty and recreational opportunities make it a desirable location for those relocating from urban areas.

County snapshot

Market context.

WA

Public location data associated with this county record. Optional fields are shown only when present in the source.

Market areaWenatcheeMapped market area
Area code48300CBSA / MSA reference
Featured communityWenatcheeFrom the county record
Data year2026Aligned with this limit record
Wenatchee
Top cities & communities

Communities to explore.

Wenatchee
Questions & Answers

Refinancing in Chelan County

Common questions about 2026 loan limits and refinancing opportunities in Washington.

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