OK mortgage rates

Cimarron County

Clear, current 2026 mortgage and refinance loan limits for homeowners in Cimarron County, Oklahoma. Use the verified baseline numbers below to calculate your refinance payment, evaluate your home equity, and monitor when rate alerts make refinancing advantageous.

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2026 limits

2026 Mortgage Loan Limits

Cimarron County

Conforming Loan Limits

Per property
1 unit$832,750
2 units$1,066,250
3 units$1,288,800
4 units$1,601,750

FHA Loan Limits

Per property
1 unit$541,287
2 units$693,050
3 units$837,700
4 units$1,041,125

Source: Official Federal Housing Finance Agency (FHFA) and HUD loan limit schedules. Conforming data represents conventional maximums. Last synchronized: 2026 update cycle.

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Refinance Payment Estimate

Estimate Your Refinance in Cimarron County

Use your current mortgage details to estimate a new refinance payment and potential monthly savings.

Estimated New Monthly Payment$2,528Principal & interest only
Home value − mortgage balance
Mortgage balance ÷ home value
Added to the proposed new loan
Proposed New Loan Amount$400,000
Estimated New Payment$2,528
Estimated Monthly SavingsAdd current rate

Estimates include principal and interest only. Taxes, insurance, closing costs, and mortgage insurance are not included.

About Cimarron

A local view of the market.

Cimarron County, Oklahoma, features a real estate market with a median home value of approximately $71,942, reflecting a 7.2% increase over the past year. This growth indicates a steady demand for housing in the area, although the market remains relatively affordable compared to national averages. The county's housing market is characterized by its rural setting, which influences property values and trends. The top cities in Cimarron County include Boise City, Keyes, and Felt. Boise City, the county seat, is the largest city with a population of around 1,200 residents. Keyes and Felt are smaller communities, with populations of approximately 300 and 100, respectively. These towns offer a glimpse into the county's rural lifestyle, with small, close-knit communities that are typical of the region. Living in Cimarron County is predominantly rural, with vast open spaces and a strong emphasis on agriculture. The county's economy is largely driven by farming and ranching, with wheat and cattle being significant contributors. The lifestyle here is quiet and laid-back, with a focus on community and outdoor activities. The county's rural nature provides a stark contrast to suburban or urban living, offering a peaceful environment with a strong connection to the land.

Questions & Answers

Refinancing in Cimarron County

Common questions about 2026 loan limits and refinancing opportunities in Oklahoma.

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