WA mortgage rates

Clallam County

Clear, current 2026 mortgage and refinance loan limits for homeowners in Clallam County, Washington. Use the verified baseline numbers below to calculate your refinance payment, evaluate your home equity, and monitor when rate alerts make refinancing advantageous.

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2026 limits

2026 Mortgage Loan Limits

Clallam County

Conforming Loan Limits

Per property
1 unit$832,750
2 units$1,066,250
3 units$1,288,800
4 units$1,601,750

FHA Loan Limits

Per property
1 unit$541,287
2 units$693,050
3 units$837,700
4 units$1,041,125

Source: Official Federal Housing Finance Agency (FHFA) and HUD loan limit schedules. Conforming data represents conventional maximums. Last synchronized: 2026 update cycle.

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Refinance Payment Estimate

Estimate Your Refinance in Clallam County

Use your current mortgage details to estimate a new refinance payment and potential monthly savings.

Estimated New Monthly Payment$2,528Principal & interest only
Home value − mortgage balance
Mortgage balance ÷ home value
Added to the proposed new loan
Proposed New Loan Amount$400,000
Estimated New Payment$2,528
Estimated Monthly SavingsAdd current rate

Estimates include principal and interest only. Taxes, insurance, closing costs, and mortgage insurance are not included.

About Clallam

A local view of the market.

The real estate market in Clallam County, Washington, has seen a steady increase in home values. As of 2024, the average home value in the county is approximately $497,921, reflecting a 3.1% increase over the past year. Homes in the area typically go to pending status in about 19 days, indicating a relatively active market. Clallam County is home to several notable cities, including Port Angeles and Sequim. Port Angeles, the largest city in the county, has a population of around 20,000 people. Sequim, known for its lavender farms and sunny climate, has a population of approximately 7,000 residents. These cities serve as central hubs for commerce and community activities within the county. Living in Clallam County offers a mix of rural and suburban experiences. The county is characterized by its natural beauty, with opportunities for agriculture and farming, particularly in areas like Sequim. Suburban life is more prominent in cities like Port Angeles, where residents enjoy access to amenities and services. The top industries in the county include healthcare, tourism, and agriculture. People are drawn to Clallam County for its scenic landscapes, outdoor recreational opportunities, and a slower pace of life, making it an attractive destination for those seeking to escape the hustle and bustle of urban areas.

County snapshot

Market context.

WA

Public location data associated with this county record. Optional fields are shown only when present in the source.

Market areaPort AngelesMapped market area
Area code38820CBSA / MSA reference
Featured communityPort AngelesFrom the county record
Data year2026Aligned with this limit record
Port Angeles
Top cities & communities

Communities to explore.

Port Angeles
Questions & Answers

Refinancing in Clallam County

Common questions about 2026 loan limits and refinancing opportunities in Washington.

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