SC mortgage rates

Clarendon County

Clear, current 2026 mortgage and refinance loan limits for homeowners in Clarendon County, South Carolina. Use the verified baseline numbers below to calculate your refinance payment, evaluate your home equity, and monitor when rate alerts make refinancing advantageous.

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2026 limits

2026 Mortgage Loan Limits

Clarendon County

Conforming Loan Limits

Per property
1 unit$832,750
2 units$1,066,250
3 units$1,288,800
4 units$1,601,750

FHA Loan Limits

Per property
1 unit$541,287
2 units$693,050
3 units$837,700
4 units$1,041,125

Source: Official Federal Housing Finance Agency (FHFA) and HUD loan limit schedules. Conforming data represents conventional maximums. Last synchronized: 2026 update cycle.

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Refinance Payment Estimate

Estimate Your Refinance in Clarendon County

Use your current mortgage details to estimate a new refinance payment and potential monthly savings.

Estimated New Monthly Payment$2,528Principal & interest only
Home value − mortgage balance
Mortgage balance ÷ home value
Added to the proposed new loan
Proposed New Loan Amount$400,000
Estimated New Payment$2,528
Estimated Monthly SavingsAdd current rate

Estimates include principal and interest only. Taxes, insurance, closing costs, and mortgage insurance are not included.

About Clarendon

A local view of the market.

The real estate market in Clarendon County, South Carolina, has seen some fluctuations recently. The average home value in the county is approximately $170,684, which represents a decrease of 2.0% over the past year. Clarendon County includes several notable cities, with Manning being the largest, having a population of about 3,862. Other significant towns include Summerton, with a population of 811, and Turbeville, which has around 761 residents. Living in Clarendon County offers a predominantly rural experience, characterized by its agricultural landscape and small-town charm. The county's economy is supported by industries such as health care, manufacturing, and retail trade. The rural setting and affordable housing may attract those seeking a quieter lifestyle away from urban centers.

County snapshot

Market context.

SC

Public location data associated with this county record. Optional fields are shown only when present in the source.

Market areaSumterMapped market area
Area code44940CBSA / MSA reference
Data year2026Aligned with this limit record
Questions & Answers

Refinancing in Clarendon County

Common questions about 2026 loan limits and refinancing opportunities in South Carolina.

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