WA mortgage rates

Clark County

Clear, current 2026 mortgage and refinance loan limits for homeowners in Clark County, Washington. Use the verified baseline numbers below to calculate your refinance payment, evaluate your home equity, and monitor when rate alerts make refinancing advantageous.

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2026 limits

2026 Mortgage Loan Limits

Clark County

Conforming Loan Limits

Per property
1 unit$832,750
2 units$1,066,250
3 units$1,288,800
4 units$1,601,750

FHA Loan Limits

Per property
1 unit$701,500
2 units$898,050
3 units$1,085,550
4 units$1,349,050

Source: Official Federal Housing Finance Agency (FHFA) and HUD loan limit schedules. Conforming data represents conventional maximums. Last synchronized: 2026 update cycle.

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Refinance Payment Estimate

Estimate Your Refinance in Clark County

Use your current mortgage details to estimate a new refinance payment and potential monthly savings.

Estimated New Monthly Payment$2,528Principal & interest only
Home value − mortgage balance
Mortgage balance ÷ home value
Added to the proposed new loan
Proposed New Loan Amount$400,000
Estimated New Payment$2,528
Estimated Monthly SavingsAdd current rate

Estimates include principal and interest only. Taxes, insurance, closing costs, and mortgage insurance are not included.

About Clark

A local view of the market.

Clark County, Washington, has experienced a steady increase in home values, with the average home price reaching $536,000, reflecting a 1.7% rise over the past year. This trend indicates a competitive real estate market where homes typically go pending in about 20 days. The largest city in Clark County is Vancouver, with a population of approximately 198,163. Other notable cities include Orchards, with a population of 30,824, and Camas, which has about 27,518 residents. These cities contribute significantly to the county's overall population and economic activities. Clark County offers a mix of rural and suburban living, with a significant portion of its area dedicated to agriculture and open spaces. The county's economy is diverse, with top industries including manufacturing, healthcare, and technology. Many residents are drawn to Clark County due to its proximity to Portland, Oregon, offering a suburban lifestyle with access to urban amenities. This has led to migration patterns where people move from Portland to Clark County for more affordable housing and a quieter lifestyle.

County snapshot

Market context.

WA

Public location data associated with this county record. Optional fields are shown only when present in the source.

Market areaPortland-Vancouver-HillsboroMapped market area
Area code38900CBSA / MSA reference
Featured communitiesCamas · Vancouver · Battle GroundFrom the county record
Data year2026Aligned with this limit record
CamasVancouverBattle Ground
Top cities & communities

Communities to explore.

CamasVancouverBattle Ground
Questions & Answers

Refinancing in Clark County

Common questions about 2026 loan limits and refinancing opportunities in Washington.

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