WI mortgage rates

Clark County

Clear, current 2026 mortgage and refinance loan limits for homeowners in Clark County, Wisconsin. Use the verified baseline numbers below to calculate your refinance payment, evaluate your home equity, and monitor when rate alerts make refinancing advantageous.

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2026 limits

2026 Mortgage Loan Limits

Clark County

Conforming Loan Limits

Per property
1 unit$832,750
2 units$1,066,250
3 units$1,288,800
4 units$1,601,750

FHA Loan Limits

Per property
1 unit$541,287
2 units$693,050
3 units$837,700
4 units$1,041,125

Source: Official Federal Housing Finance Agency (FHFA) and HUD loan limit schedules. Conforming data represents conventional maximums. Last synchronized: 2026 update cycle.

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Refinance Payment Estimate

Estimate Your Refinance in Clark County

Use your current mortgage details to estimate a new refinance payment and potential monthly savings.

Estimated New Monthly Payment$2,528Principal & interest only
Home value − mortgage balance
Mortgage balance ÷ home value
Added to the proposed new loan
Proposed New Loan Amount$400,000
Estimated New Payment$2,528
Estimated Monthly SavingsAdd current rate

Estimates include principal and interest only. Taxes, insurance, closing costs, and mortgage insurance are not included.

About Clark

A local view of the market.

Clark County, Wisconsin, is experiencing a seller's market with a median home sold price of $180,500 as of October 2024, reflecting a 6.2% increase from the previous month. The county's real estate market is characterized by higher prices and faster sales, with a median price per square foot of $102. The top cities in Clark County include Neillsville, the county seat, with a population of approximately 2,400, and Thorp, which has around 1,600 residents. Other notable cities are Greenwood and Loyal, each with populations under 1,500, contributing to the county's small-town charm and community-focused lifestyle. Clark County offers a predominantly rural lifestyle with a strong emphasis on agriculture, which is a key industry in the area. The county's landscape is dotted with farms and open spaces, providing a peaceful environment for those seeking a quieter, more rural way of life. The migration patterns suggest that people are moving to Clark County for its affordable housing and the appeal of a rural lifestyle, away from the hustle and bustle of urban centers.

Questions & Answers

Refinancing in Clark County

Common questions about 2026 loan limits and refinancing opportunities in Wisconsin.

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