MS mortgage rates

Clarke County

Clear, current 2026 mortgage and refinance loan limits for homeowners in Clarke County, Mississippi. Use the verified baseline numbers below to calculate your refinance payment, evaluate your home equity, and monitor when rate alerts make refinancing advantageous.

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2026 limits

2026 Mortgage Loan Limits

Clarke County

Conforming Loan Limits

Per property
1 unit$832,750
2 units$1,066,250
3 units$1,288,800
4 units$1,601,750

FHA Loan Limits

Per property
1 unit$541,287
2 units$693,050
3 units$837,700
4 units$1,041,125

Source: Official Federal Housing Finance Agency (FHFA) and HUD loan limit schedules. Conforming data represents conventional maximums. Last synchronized: 2026 update cycle.

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Refinance Payment Estimate

Estimate Your Refinance in Clarke County

Use your current mortgage details to estimate a new refinance payment and potential monthly savings.

Estimated New Monthly Payment$2,528Principal & interest only
Home value − mortgage balance
Mortgage balance ÷ home value
Added to the proposed new loan
Proposed New Loan Amount$400,000
Estimated New Payment$2,528
Estimated Monthly SavingsAdd current rate

Estimates include principal and interest only. Taxes, insurance, closing costs, and mortgage insurance are not included.

About Clarke

A local view of the market.

The real estate market in Clarke County, Mississippi, is experiencing a slight decline, with the median listing home price at $162,500 as of October 2024, marking a 4.4% decrease from the previous year. Homes in the area have a median listing price per square foot of $96, and they typically remain on the market for about 82 days. Clarke County's largest city is Quitman, which serves as the county seat and has a population of approximately 2,463 residents. Other notable cities include Enterprise, Shubuta, Stonewall, and the village of Pachuta. These areas, along with the rural parts of the county, contribute to the overall population of about 15,615 people. Living in Clarke County offers a predominantly rural lifestyle, with agriculture and forestry being significant industries. The county's economy is also supported by the poultry industry, which is a major employer in the region. Many residents appreciate the close-knit community atmosphere and the slower pace of life, which attracts those looking to escape urban environments. Migration patterns suggest that people are drawn to Clarke County for its affordable living and the appeal of rural and suburban settings.

County snapshot

Market context.

MS

Public location data associated with this county record. Optional fields are shown only when present in the source.

Market areaMeridianMapped market area
Area code32940CBSA / MSA reference
Data year2026Aligned with this limit record
Questions & Answers

Refinancing in Clarke County

Common questions about 2026 loan limits and refinancing opportunities in Mississippi.

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