CO mortgage rates

Clear Creek County

Clear, current 2026 mortgage and refinance loan limits for homeowners in Clear Creek County, Colorado. Use the verified baseline numbers below to calculate your refinance payment, evaluate your home equity, and monitor when rate alerts make refinancing advantageous.

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2026 limits

2026 Mortgage Loan Limits

Clear Creek County

Conforming Loan Limits

Per property
1 unit$862,500
2 units$1,104,150
3 units$1,334,700
4 units$1,658,700

FHA Loan Limits

Per property
1 unit$862,500
2 units$1,104,150
3 units$1,334,700
4 units$1,658,700

Source: Official Federal Housing Finance Agency (FHFA) and HUD loan limit schedules. Conforming data represents conventional maximums. Last synchronized: 2026 update cycle.

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Refinance Payment Estimate

Estimate Your Refinance in Clear Creek County

Use your current mortgage details to estimate a new refinance payment and potential monthly savings.

Estimated New Monthly Payment$2,528Principal & interest only
Home value − mortgage balance
Mortgage balance ÷ home value
Added to the proposed new loan
Proposed New Loan Amount$400,000
Estimated New Payment$2,528
Estimated Monthly SavingsAdd current rate
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Estimates include principal and interest only. Taxes, insurance, closing costs, and mortgage insurance are not included.

About Clear Creek

A local view of the market.

Clear Creek County, CO, has a competitive real estate market with median home values around $772,000 in 2024. Known for its mining history and mountain scenery, it attracts outdoor enthusiasts. Georgetown, the county seat, has a population of around 1,100, while Idaho Springs is a popular town with about 2,000 residents. Clear Creek County offers a rural lifestyle with an economy centered on tourism and small businesses. Its historic charm, mountain views, and recreational activities attract nature lovers and history enthusiasts.

County snapshot

Market context.

CO

Public location data associated with this county record. Optional fields are shown only when present in the source.

Market areaDenver-Aurora-LakewoodMapped market area
Area code19740CBSA / MSA reference
Data year2026Aligned with this limit record
Questions & Answers

Refinancing in Clear Creek County

Common questions about 2026 loan limits and refinancing opportunities in Colorado.

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