PA mortgage rates

Clearfield County

Clear, current 2026 mortgage and refinance loan limits for homeowners in Clearfield County, Pennsylvania. Use the verified baseline numbers below to calculate your refinance payment, evaluate your home equity, and monitor when rate alerts make refinancing advantageous.

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2026 limits

2026 Mortgage Loan Limits

Clearfield County

Conforming Loan Limits

Per property
1 unit$832,750
2 units$1,066,250
3 units$1,288,800
4 units$1,601,750

FHA Loan Limits

Per property
1 unit$541,287
2 units$693,050
3 units$837,700
4 units$1,041,125

Source: Official Federal Housing Finance Agency (FHFA) and HUD loan limit schedules. Conforming data represents conventional maximums. Last synchronized: 2026 update cycle.

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Refinance Payment Estimate

Estimate Your Refinance in Clearfield County

Use your current mortgage details to estimate a new refinance payment and potential monthly savings.

Estimated New Monthly Payment$2,528Principal & interest only
Home value − mortgage balance
Mortgage balance ÷ home value
Added to the proposed new loan
Proposed New Loan Amount$400,000
Estimated New Payment$2,528
Estimated Monthly SavingsAdd current rate

Estimates include principal and interest only. Taxes, insurance, closing costs, and mortgage insurance are not included.

About Clearfield

A local view of the market.

The real estate market in Clearfield County, Pennsylvania, has seen a notable increase in home values. As of October 2024, the median list price for homes in the county is $147,000, reflecting an 8.9% increase from the previous year. This rise indicates a growing demand and a competitive market environment, with the median price per square foot at $104. Clearfield County is home to several key cities, with Clearfield being one of the largest. Clearfield, the county seat, has a population of approximately 6,000 residents. Another significant city is DuBois, which has a population of around 7,500. These cities serve as central hubs for economic and social activities within the county. Living in Clearfield County offers a blend of rural and suburban experiences. The county is characterized by its agricultural landscape, with farming being a prominent industry. Additionally, the area supports various manufacturing and healthcare industries. People are drawn to Clearfield County for its affordable housing, peaceful rural lifestyle, and opportunities in agriculture and local industries, making it an attractive destination for those seeking a quieter, community-focused environment.

County snapshot

Market context.

PA

Public location data associated with this county record. Optional fields are shown only when present in the source.

Market areaDuboisMapped market area
Area code20180CBSA / MSA reference
Data year2026Aligned with this limit record
Questions & Answers

Refinancing in Clearfield County

Common questions about 2026 loan limits and refinancing opportunities in Pennsylvania.

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