OH mortgage rates

Clermont County

Clear, current 2026 mortgage and refinance loan limits for homeowners in Clermont County, Ohio. Use the verified baseline numbers below to calculate your refinance payment, evaluate your home equity, and monitor when rate alerts make refinancing advantageous.

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2026 limits

2026 Mortgage Loan Limits

Clermont County

Conforming Loan Limits

Per property
1 unit$832,750
2 units$1,066,250
3 units$1,288,800
4 units$1,601,750

FHA Loan Limits

Per property
1 unit$541,287
2 units$693,050
3 units$837,700
4 units$1,041,125

Source: Official Federal Housing Finance Agency (FHFA) and HUD loan limit schedules. Conforming data represents conventional maximums. Last synchronized: 2026 update cycle.

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Refinance Payment Estimate

Estimate Your Refinance in Clermont County

Use your current mortgage details to estimate a new refinance payment and potential monthly savings.

Estimated New Monthly Payment$2,528Principal & interest only
Home value − mortgage balance
Mortgage balance ÷ home value
Added to the proposed new loan
Proposed New Loan Amount$400,000
Estimated New Payment$2,528
Estimated Monthly SavingsAdd current rate

Estimates include principal and interest only. Taxes, insurance, closing costs, and mortgage insurance are not included.

About Clermont

A local view of the market.

The real estate market in Clermont County, Ohio, is currently experiencing a seller's market, with the median home sold price reaching $320,000 in October 2024. This represents a 14.1% increase from the previous year, indicating a strong demand for housing in the area. Homes are selling at an average price of $178 per square foot, reflecting the competitive nature of the market. Clermont County includes several prominent cities, with Milford and Loveland being among the most notable. Milford has a population of approximately 6,900 residents, while Loveland, which spans into Hamilton and Warren counties, has a larger population of around 13,000. These cities are known for their vibrant communities and proximity to Cincinnati, making them attractive places to live. Living in Clermont County offers a mix of rural and suburban experiences. The county is characterized by its suburban neighborhoods and rural landscapes, providing opportunities for both farming and suburban living. Agriculture plays a significant role in the local economy, alongside industries such as manufacturing and retail. The county attracts new residents due to its affordable housing, quality schools, and the appeal of a quieter lifestyle compared to urban centers.

County snapshot

Market context.

OH

Public location data associated with this county record. Optional fields are shown only when present in the source.

Market areaCincinnatiMapped market area
Area code17140CBSA / MSA reference
Data year2026Aligned with this limit record
Questions & Answers

Refinancing in Clermont County

Common questions about 2026 loan limits and refinancing opportunities in Ohio.

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