MI mortgage rates

Clinton County

Clear, current 2026 mortgage and refinance loan limits for homeowners in Clinton County, Michigan. Use the verified baseline numbers below to calculate your refinance payment, evaluate your home equity, and monitor when rate alerts make refinancing advantageous.

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2026 limits

2026 Mortgage Loan Limits

Clinton County

Conforming Loan Limits

Per property
1 unit$832,750
2 units$1,066,250
3 units$1,288,800
4 units$1,601,750

FHA Loan Limits

Per property
1 unit$541,287
2 units$693,050
3 units$837,700
4 units$1,041,125

Source: Official Federal Housing Finance Agency (FHFA) and HUD loan limit schedules. Conforming data represents conventional maximums. Last synchronized: 2026 update cycle.

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Refinance Payment Estimate

Estimate Your Refinance in Clinton County

Use your current mortgage details to estimate a new refinance payment and potential monthly savings.

Estimated New Monthly Payment$2,528Principal & interest only
Home value − mortgage balance
Mortgage balance ÷ home value
Added to the proposed new loan
Proposed New Loan Amount$400,000
Estimated New Payment$2,528
Estimated Monthly SavingsAdd current rate

Estimates include principal and interest only. Taxes, insurance, closing costs, and mortgage insurance are not included.

About Clinton

A local view of the market.

Clinton County, Michigan, has a dynamic real estate market characterized by a median home value of approximately $293,230, which has increased by 4.4% over the past year. The market conditions indicate a seller's market, meaning homes tend to sell quickly and often at higher prices. The county is home to several prominent cities, including St. Johns, which serves as the county seat and has a population of around 7,865. Another key city is DeWitt, with a population of approximately 4,507, known for its suburban charm and family-friendly environment. Living in Clinton County offers a blend of rural and suburban lifestyles. The area is known for its agricultural roots, with farming and agriculture playing significant roles in the local economy. Suburban life is prevalent in areas like DeWitt, attracting families and professionals. The county's top industries include agriculture, manufacturing, and education, making it an appealing destination for those seeking a balance between rural tranquility and suburban convenience. Migration patterns suggest that people are moving to Clinton County for its affordable housing, quality of life, and proximity to larger cities like Lansing.

County snapshot

Market context.

MI

Public location data associated with this county record. Optional fields are shown only when present in the source.

Market areaLansing-East LansingMapped market area
Area code29620CBSA / MSA reference
Data year2026Aligned with this limit record
Questions & Answers

Refinancing in Clinton County

Common questions about 2026 loan limits and refinancing opportunities in Michigan.

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