OH mortgage rates

Clinton County

Clear, current 2026 mortgage and refinance loan limits for homeowners in Clinton County, Ohio. Use the verified baseline numbers below to calculate your refinance payment, evaluate your home equity, and monitor when rate alerts make refinancing advantageous.

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2026 limits

2026 Mortgage Loan Limits

Clinton County

Conforming Loan Limits

Per property
1 unit$832,750
2 units$1,066,250
3 units$1,288,800
4 units$1,601,750

FHA Loan Limits

Per property
1 unit$541,287
2 units$693,050
3 units$837,700
4 units$1,041,125

Source: Official Federal Housing Finance Agency (FHFA) and HUD loan limit schedules. Conforming data represents conventional maximums. Last synchronized: 2026 update cycle.

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Refinance Payment Estimate

Estimate Your Refinance in Clinton County

Use your current mortgage details to estimate a new refinance payment and potential monthly savings.

Estimated New Monthly Payment$2,528Principal & interest only
Home value − mortgage balance
Mortgage balance ÷ home value
Added to the proposed new loan
Proposed New Loan Amount$400,000
Estimated New Payment$2,528
Estimated Monthly SavingsAdd current rate

Estimates include principal and interest only. Taxes, insurance, closing costs, and mortgage insurance are not included.

About Clinton

A local view of the market.

The real estate market in Clinton County, Ohio, is currently a buyer's market, with the median home sold price at $254,000 as of October 2024, reflecting a slight decrease of 1.6% from the previous year. Homes in the area are selling for an average of $148 per square foot, and the market has seen an increase in the number of homes available for sale, indicating more options for potential buyers. Clinton County is home to several notable cities, with Wilmington being the largest. Wilmington serves as the county seat and has a population of approximately 12,520 residents. Other significant towns include Blanchester and Sabina, which contribute to the county's overall rural and suburban mix. Living in Clinton County offers a blend of rural and suburban lifestyles, with a strong presence of agriculture and farming due to its expansive rural areas. The county's economy is supported by industries such as manufacturing and agriculture, attracting people who prefer a quieter, more spacious living environment. Migration patterns suggest that people move to Clinton County for its affordable housing and the appeal of a more relaxed, rural lifestyle compared to urban centers.

County snapshot

Market context.

OH

Public location data associated with this county record. Optional fields are shown only when present in the source.

Market areaWilmingtonMapped market area
Area code48940CBSA / MSA reference
Data year2026Aligned with this limit record
Questions & Answers

Refinancing in Clinton County

Common questions about 2026 loan limits and refinancing opportunities in Ohio.

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