PA mortgage rates

Clinton County

Clear, current 2026 mortgage and refinance loan limits for homeowners in Clinton County, Pennsylvania. Use the verified baseline numbers below to calculate your refinance payment, evaluate your home equity, and monitor when rate alerts make refinancing advantageous.

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2026 limits

2026 Mortgage Loan Limits

Clinton County

Conforming Loan Limits

Per property
1 unit$832,750
2 units$1,066,250
3 units$1,288,800
4 units$1,601,750

FHA Loan Limits

Per property
1 unit$541,287
2 units$693,050
3 units$837,700
4 units$1,041,125

Source: Official Federal Housing Finance Agency (FHFA) and HUD loan limit schedules. Conforming data represents conventional maximums. Last synchronized: 2026 update cycle.

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Refinance Payment Estimate

Estimate Your Refinance in Clinton County

Use your current mortgage details to estimate a new refinance payment and potential monthly savings.

Estimated New Monthly Payment$2,528Principal & interest only
Home value − mortgage balance
Mortgage balance ÷ home value
Added to the proposed new loan
Proposed New Loan Amount$400,000
Estimated New Payment$2,528
Estimated Monthly SavingsAdd current rate

Estimates include principal and interest only. Taxes, insurance, closing costs, and mortgage insurance are not included.

About Clinton

A local view of the market.

Clinton County, Pennsylvania, has a real estate market characterized by a median listing home price of $229,700 as of October 2024, which has remained stable year-over-year. The median price per square foot is $128, and homes typically sell for a median price of $155,000. The county is currently a buyer's market, with homes spending an average of 59 days on the market. The county includes several notable cities, with Lock Haven being the largest. Lock Haven has a median listing home price of $242,500 and offers a mix of homes for sale and rent. Other significant cities include Mill Hall, with a median listing price of $229,900, and Renovo, which is more affordable with a median listing price of $130,000. These cities provide diverse living options for residents. Living in Clinton County offers a blend of rural and suburban lifestyles, with agriculture playing a significant role in the local economy. The county's landscape supports farming and outdoor activities, appealing to those seeking a quieter, more nature-oriented lifestyle. Industries such as education, healthcare, and manufacturing are prominent, attracting people looking for job opportunities and a lower cost of living compared to urban areas. The county's natural beauty and community-oriented environment make it an attractive destination for those relocating from more densely populated regions.

County snapshot

Market context.

PA

Public location data associated with this county record. Optional fields are shown only when present in the source.

Market areaLock HavenMapped market area
Area code30820CBSA / MSA reference
Data year2026Aligned with this limit record
Questions & Answers

Refinancing in Clinton County

Common questions about 2026 loan limits and refinancing opportunities in Pennsylvania.

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