TX mortgage rates

Coleman County

Clear, current 2026 mortgage and refinance loan limits for homeowners in Coleman County, Texas. Use the verified baseline numbers below to calculate your refinance payment, evaluate your home equity, and monitor when rate alerts make refinancing advantageous.

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2026 limits

2026 Mortgage Loan Limits

Coleman County

Conforming Loan Limits

Per property
1 unit$832,750
2 units$1,066,250
3 units$1,288,800
4 units$1,601,750

FHA Loan Limits

Per property
1 unit$541,287
2 units$693,050
3 units$837,700
4 units$1,041,125

Source: Official Federal Housing Finance Agency (FHFA) and HUD loan limit schedules. Conforming data represents conventional maximums. Last synchronized: 2026 update cycle.

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Refinance Payment Estimate

Estimate Your Refinance in Coleman County

Use your current mortgage details to estimate a new refinance payment and potential monthly savings.

Estimated New Monthly Payment$2,528Principal & interest only
Home value − mortgage balance
Mortgage balance ÷ home value
Added to the proposed new loan
Proposed New Loan Amount$400,000
Estimated New Payment$2,528
Estimated Monthly SavingsAdd current rate

Estimates include principal and interest only. Taxes, insurance, closing costs, and mortgage insurance are not included.

About Coleman

A local view of the market.

The real estate market in Coleman County, Texas, has seen a decline in home values over the past year. As of the latest data, the average home value is approximately $104,379, reflecting a decrease of 5.0% from the previous year. Coleman County includes several notable towns, with the city of Coleman being the largest. Coleman has a population of around 4,000 residents, serving as the county seat and a central hub for the area. Other smaller communities contribute to the county's rural charm but have significantly lower populations. Living in Coleman County offers a predominantly rural lifestyle, with agriculture being a key industry. The area is characterized by its open spaces and farming activities, providing a peaceful environment away from urban hustle. People may be drawn to Coleman County for its affordable housing and the opportunity to engage in agricultural or outdoor activities, contributing to a slower pace of life compared to suburban areas.

Questions & Answers

Refinancing in Coleman County

Common questions about 2026 loan limits and refinancing opportunities in Texas.

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