TX mortgage rates

Comal County

Clear, current 2026 mortgage and refinance loan limits for homeowners in Comal County, Texas. Use the verified baseline numbers below to calculate your refinance payment, evaluate your home equity, and monitor when rate alerts make refinancing advantageous.

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2026 limits

2026 Mortgage Loan Limits

Comal County

Conforming Loan Limits

Per property
1 unit$832,750
2 units$1,066,250
3 units$1,288,800
4 units$1,601,750

FHA Loan Limits

Per property
1 unit$557,750
2 units$714,000
3 units$863,100
4 units$1,072,600

Source: Official Federal Housing Finance Agency (FHFA) and HUD loan limit schedules. Conforming data represents conventional maximums. Last synchronized: 2026 update cycle.

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Refinance Payment Estimate

Estimate Your Refinance in Comal County

Use your current mortgage details to estimate a new refinance payment and potential monthly savings.

Estimated New Monthly Payment$2,528Principal & interest only
Home value − mortgage balance
Mortgage balance ÷ home value
Added to the proposed new loan
Proposed New Loan Amount$400,000
Estimated New Payment$2,528
Estimated Monthly SavingsAdd current rate

Estimates include principal and interest only. Taxes, insurance, closing costs, and mortgage insurance are not included.

About Comal

A local view of the market.

The real estate market in Comal County, Texas, is currently a buyer's market, with the median home sold price at $399,483 as of October 2024. This represents a 3.6% decrease from the previous year, with a median price per square foot of $201. Comal County includes several notable cities, with New Braunfels being the largest, boasting a population of approximately 90,000 residents. Other significant cities include Canyon Lake and Spring Branch, which contribute to the county's diverse urban and rural landscape. Living in Comal County offers a mix of rural and suburban experiences, with agriculture playing a role in the local economy alongside growing suburban developments. The county attracts new residents due to its scenic landscapes, proximity to major cities like San Antonio and Austin, and a balance of rural charm and suburban convenience.

County snapshot

Market context.

TX

Public location data associated with this county record. Optional fields are shown only when present in the source.

Market areaSan Antonio-New BraunfelsMapped market area
Area code41700CBSA / MSA reference
Featured communityNew BraunfelsFrom the county record
Data year2026Aligned with this limit record
New Braunfels
Top cities & communities

Communities to explore.

New Braunfels
Questions & Answers

Refinancing in Comal County

Common questions about 2026 loan limits and refinancing opportunities in Texas.

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