TX mortgage rates

Concho County

Clear, current 2026 mortgage and refinance loan limits for homeowners in Concho County, Texas. Use the verified baseline numbers below to calculate your refinance payment, evaluate your home equity, and monitor when rate alerts make refinancing advantageous.

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2026 limits

2026 Mortgage Loan Limits

Concho County

Conforming Loan Limits

Per property
1 unit$832,750
2 units$1,066,250
3 units$1,288,800
4 units$1,601,750

FHA Loan Limits

Per property
1 unit$541,287
2 units$693,050
3 units$837,700
4 units$1,041,125

Source: Official Federal Housing Finance Agency (FHFA) and HUD loan limit schedules. Conforming data represents conventional maximums. Last synchronized: 2026 update cycle.

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Refinance Payment Estimate

Estimate Your Refinance in Concho County

Use your current mortgage details to estimate a new refinance payment and potential monthly savings.

Estimated New Monthly Payment$2,528Principal & interest only
Home value − mortgage balance
Mortgage balance ÷ home value
Added to the proposed new loan
Proposed New Loan Amount$400,000
Estimated New Payment$2,528
Estimated Monthly SavingsAdd current rate

Estimates include principal and interest only. Taxes, insurance, closing costs, and mortgage insurance are not included.

About Concho

A local view of the market.

The real estate market in Concho County, Texas, is experiencing a notable increase in property values. As of October 2024, the median listing home price is $275,000, reflecting a 12.2% rise from the previous year. This upward trend indicates a growing demand for housing in the area, making it an attractive market for potential buyers. Concho County comprises three main cities: Eden, Paint Rock, and Millersview. Eden, the largest city, has a population of approximately 2,766 residents. Paint Rock is smaller, with around 273 residents, while Millersview is a rural community with a sparse population. These cities offer a blend of small-town charm and rural living, appealing to those seeking a quieter lifestyle. Living in Concho County is characterized by its rural and agricultural environment, with a strong emphasis on farming and ranching. The county's economy is primarily driven by agriculture, with many residents engaged in farming and livestock production. This rural setting attracts individuals and families looking for a peaceful, country lifestyle, away from the hustle and bustle of urban areas. The migration patterns suggest that people are moving to Concho County for its affordable housing, open spaces, and the opportunity to engage in agricultural activities.

Questions & Answers

Refinancing in Concho County

Common questions about 2026 loan limits and refinancing opportunities in Texas.

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