MS mortgage rates

Copiah County

Clear, current 2026 mortgage and refinance loan limits for homeowners in Copiah County, Mississippi. Use the verified baseline numbers below to calculate your refinance payment, evaluate your home equity, and monitor when rate alerts make refinancing advantageous.

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2026 limits

2026 Mortgage Loan Limits

Copiah County

Conforming Loan Limits

Per property
1 unit$832,750
2 units$1,066,250
3 units$1,288,800
4 units$1,601,750

FHA Loan Limits

Per property
1 unit$541,287
2 units$693,050
3 units$837,700
4 units$1,041,125

Source: Official Federal Housing Finance Agency (FHFA) and HUD loan limit schedules. Conforming data represents conventional maximums. Last synchronized: 2026 update cycle.

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Refinance Payment Estimate

Estimate Your Refinance in Copiah County

Use your current mortgage details to estimate a new refinance payment and potential monthly savings.

Estimated New Monthly Payment$2,528Principal & interest only
Home value − mortgage balance
Mortgage balance ÷ home value
Added to the proposed new loan
Proposed New Loan Amount$400,000
Estimated New Payment$2,528
Estimated Monthly SavingsAdd current rate

Estimates include principal and interest only. Taxes, insurance, closing costs, and mortgage insurance are not included.

About Copiah

A local view of the market.

The real estate market in Copiah County, Mississippi, has seen a significant increase in home values. As of October 2024, the median listing home price was $212,500, marking a 32.4% rise from the previous year. This upward trend reflects a growing demand for housing in the area, with homes typically spending an average of 87 days on the market. Copiah County includes several notable cities, with Hazlehurst serving as the county seat. Hazlehurst has a median home price of $99,900, making it one of the more affordable areas in the county. Crystal Springs, another prominent city, has a higher median home price of $205,000. Other significant towns include Wesson and Georgetown, each contributing to the county's diverse community. Living in Copiah County offers a blend of rural and suburban experiences, with a strong emphasis on agriculture and manufacturing. The county is known for its agricultural heritage, particularly as the "Tomato Capital of the World," and hosts annual festivities celebrating this. The local economy benefits from industries such as lumber and furniture production, which employ a significant portion of the workforce. The county's appeal includes its rich history, community events, and a relatively low cost of living, attracting new residents seeking a quieter, rural lifestyle.

County snapshot

Market context.

MS

Public location data associated with this county record. Optional fields are shown only when present in the source.

Market areaJacksonMapped market area
Area code27140CBSA / MSA reference
Data year2026Aligned with this limit record
Questions & Answers

Refinancing in Copiah County

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