TX mortgage rates

Coryell County

Clear, current 2026 mortgage and refinance loan limits for homeowners in Coryell County, Texas. Use the verified baseline numbers below to calculate your refinance payment, evaluate your home equity, and monitor when rate alerts make refinancing advantageous.

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2026 limits

2026 Mortgage Loan Limits

Coryell County

Conforming Loan Limits

Per property
1 unit$832,750
2 units$1,066,250
3 units$1,288,800
4 units$1,601,750

FHA Loan Limits

Per property
1 unit$541,287
2 units$693,050
3 units$837,700
4 units$1,041,125

Source: Official Federal Housing Finance Agency (FHFA) and HUD loan limit schedules. Conforming data represents conventional maximums. Last synchronized: 2026 update cycle.

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Refinance Payment Estimate

Estimate Your Refinance in Coryell County

Use your current mortgage details to estimate a new refinance payment and potential monthly savings.

Estimated New Monthly Payment$2,528Principal & interest only
Home value − mortgage balance
Mortgage balance ÷ home value
Added to the proposed new loan
Proposed New Loan Amount$400,000
Estimated New Payment$2,528
Estimated Monthly SavingsAdd current rate

Estimates include principal and interest only. Taxes, insurance, closing costs, and mortgage insurance are not included.

About Coryell

A local view of the market.

The real estate market in Coryell County, Texas, has seen some fluctuations recently. As of October 2024, the median home sold price in the county was $259,500, reflecting a 3% decrease from the previous year. The average home value is approximately $223,319, which has slightly declined by 0.6% over the past year. Homes in the area typically go pending in about 39 days, indicating a relatively active market. Coryell County encompasses several cities, with Copperas Cove and Gatesville being among the most notable. Copperas Cove has a median listing home price of $250,000, while Gatesville's median listing price is slightly lower at $245,500. These cities are significant population centers within the county, contributing to its overall economic and social landscape. Living in Coryell County offers a mix of rural and suburban experiences, with a strong presence of agriculture and farming. The county's economy is supported by industries such as agriculture, manufacturing, and retail. The area attracts people looking for a quieter lifestyle away from urban centers, with its affordable housing and community-focused living. Migration patterns suggest that people move to Coryell County for its balance of rural charm and suburban convenience, making it an appealing destination for families and retirees alike.

County snapshot

Market context.

TX

Public location data associated with this county record. Optional fields are shown only when present in the source.

Market areaKilleen-TempleMapped market area
Area code28660CBSA / MSA reference
Data year2026Aligned with this limit record
Questions & Answers

Refinancing in Coryell County

Common questions about 2026 loan limits and refinancing opportunities in Texas.

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