OK mortgage rates

Craig County

Clear, current 2026 mortgage and refinance loan limits for homeowners in Craig County, Oklahoma. Use the verified baseline numbers below to calculate your refinance payment, evaluate your home equity, and monitor when rate alerts make refinancing advantageous.

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2026 limits

2026 Mortgage Loan Limits

Craig County

Conforming Loan Limits

Per property
1 unit$832,750
2 units$1,066,250
3 units$1,288,800
4 units$1,601,750

FHA Loan Limits

Per property
1 unit$541,287
2 units$693,050
3 units$837,700
4 units$1,041,125

Source: Official Federal Housing Finance Agency (FHFA) and HUD loan limit schedules. Conforming data represents conventional maximums. Last synchronized: 2026 update cycle.

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Refinance Payment Estimate

Estimate Your Refinance in Craig County

Use your current mortgage details to estimate a new refinance payment and potential monthly savings.

Estimated New Monthly Payment$2,528Principal & interest only
Home value − mortgage balance
Mortgage balance ÷ home value
Added to the proposed new loan
Proposed New Loan Amount$400,000
Estimated New Payment$2,528
Estimated Monthly SavingsAdd current rate

Estimates include principal and interest only. Taxes, insurance, closing costs, and mortgage insurance are not included.

About Craig

A local view of the market.

Craig County, Oklahoma's real estate market is currently experiencing a neutral phase, with the median home sold price at $162,500, reflecting a 4.4% decrease from the previous year. The average home value in the county is approximately $165,903, marking an 8.4% increase over the past year. Homes in the area typically sell for about $112 per square foot. The top cities in Craig County include Vinita, which is the largest city and serves as the county seat. Vinita has a population of approximately 5,500 residents. Other notable cities include Big Cabin and Welch, which are smaller but contribute to the county's rural charm. Craig County is characterized by its rural and suburban settings, with a significant portion of the land dedicated to agriculture and farming. The county offers a mix of rural and suburban lifestyles, with agriculture being a prominent industry. Many residents are drawn to the county for its peaceful environment and the opportunity for a more laid-back lifestyle compared to urban areas. The real estate market sees interest from those looking to escape city life for a more rural setting.

Questions & Answers

Refinancing in Craig County

Common questions about 2026 loan limits and refinancing opportunities in Oklahoma.

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