TX mortgage rates

Crane County

Clear, current 2026 mortgage and refinance loan limits for homeowners in Crane County, Texas. Use the verified baseline numbers below to calculate your refinance payment, evaluate your home equity, and monitor when rate alerts make refinancing advantageous.

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2026 limits

2026 Mortgage Loan Limits

Crane County

Conforming Loan Limits

Per property
1 unit$832,750
2 units$1,066,250
3 units$1,288,800
4 units$1,601,750

FHA Loan Limits

Per property
1 unit$541,287
2 units$693,050
3 units$837,700
4 units$1,041,125

Source: Official Federal Housing Finance Agency (FHFA) and HUD loan limit schedules. Conforming data represents conventional maximums. Last synchronized: 2026 update cycle.

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Refinance Payment Estimate

Estimate Your Refinance in Crane County

Use your current mortgage details to estimate a new refinance payment and potential monthly savings.

Estimated New Monthly Payment$2,528Principal & interest only
Home value − mortgage balance
Mortgage balance ÷ home value
Added to the proposed new loan
Proposed New Loan Amount$400,000
Estimated New Payment$2,528
Estimated Monthly SavingsAdd current rate

Estimates include principal and interest only. Taxes, insurance, closing costs, and mortgage insurance are not included.

About Crane

A local view of the market.

Crane County, Texas, has seen a notable increase in its real estate market, with the median listing home price reaching $225,000 as of October 2024. This represents a significant year-over-year increase of 14.2%, indicating a growing demand for housing in the area. The median price per square foot is $141, reflecting the county's appeal to potential homebuyers looking for affordable options in the region. The primary city in Crane County is Crane, which serves as the county seat. While Crane is the most prominent city, the county is largely rural, with a small population that contributes to its tight-knit community atmosphere. The population of Crane is modest, aligning with the county's overall rural character and limited urban development. Living in Crane County offers a predominantly rural lifestyle, characterized by open spaces and a strong sense of community. Agriculture plays a significant role in the local economy, with farming and ranching being common occupations. The county's economy is also supported by the oil and gas industry, which attracts workers and contributes to migration patterns. People may be drawn to Crane County for its peaceful rural environment, lower cost of living, and employment opportunities in agriculture and energy sectors.

Questions & Answers

Refinancing in Crane County

Common questions about 2026 loan limits and refinancing opportunities in Texas.

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