MI mortgage rates

Crawford County

Clear, current 2026 mortgage and refinance loan limits for homeowners in Crawford County, Michigan. Use the verified baseline numbers below to calculate your refinance payment, evaluate your home equity, and monitor when rate alerts make refinancing advantageous.

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2026 limits

2026 Mortgage Loan Limits

Crawford County

Conforming Loan Limits

Per property
1 unit$832,750
2 units$1,066,250
3 units$1,288,800
4 units$1,601,750

FHA Loan Limits

Per property
1 unit$541,287
2 units$693,050
3 units$837,700
4 units$1,041,125

Source: Official Federal Housing Finance Agency (FHFA) and HUD loan limit schedules. Conforming data represents conventional maximums. Last synchronized: 2026 update cycle.

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Refinance Payment Estimate

Estimate Your Refinance in Crawford County

Use your current mortgage details to estimate a new refinance payment and potential monthly savings.

Estimated New Monthly Payment$2,528Principal & interest only
Home value − mortgage balance
Mortgage balance ÷ home value
Added to the proposed new loan
Proposed New Loan Amount$400,000
Estimated New Payment$2,528
Estimated Monthly SavingsAdd current rate

Estimates include principal and interest only. Taxes, insurance, closing costs, and mortgage insurance are not included.

About Crawford

A local view of the market.

The real estate market in Crawford County, Michigan, is experiencing a moderate increase in home values. As of October 2024, the median home sold price was $186,000, reflecting a 3.3% increase from the previous year. The median price per square foot was $140, indicating a stable market with reasonable pricing and typical time on the market for homes. Crawford County consists of two main cities: Grayling and Frederic. Grayling is the larger of the two, with a median listing home price of $250,000 and 84 homes currently for sale. Frederic, though smaller, offers a median listing home price of $235,000, with 22 homes available on the market. Living in Crawford County offers a mix of rural and suburban experiences, with a strong emphasis on outdoor activities due to its natural surroundings. The county's economy is supported by industries such as forestry, manufacturing, and tourism, attracting those seeking a quieter lifestyle with access to nature. The migration patterns suggest that people are moving to Crawford County for its affordable housing and the appeal of a more relaxed, rural lifestyle.

Questions & Answers

Refinancing in Crawford County

Common questions about 2026 loan limits and refinancing opportunities in Michigan.

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