KY mortgage rates

Crittenden County

Clear, current 2026 mortgage and refinance loan limits for homeowners in Crittenden County, Kentucky. Use the verified baseline numbers below to calculate your refinance payment, evaluate your home equity, and monitor when rate alerts make refinancing advantageous.

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2026 limits

2026 Mortgage Loan Limits

Crittenden County

Conforming Loan Limits

Per property
1 unit$832,750
2 units$1,066,250
3 units$1,288,800
4 units$1,601,750

FHA Loan Limits

Per property
1 unit$541,287
2 units$693,050
3 units$837,700
4 units$1,041,125

Source: Official Federal Housing Finance Agency (FHFA) and HUD loan limit schedules. Conforming data represents conventional maximums. Last synchronized: 2026 update cycle.

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Refinance Payment Estimate

Estimate Your Refinance in Crittenden County

Use your current mortgage details to estimate a new refinance payment and potential monthly savings.

Estimated New Monthly Payment$2,528Principal & interest only
Home value − mortgage balance
Mortgage balance ÷ home value
Added to the proposed new loan
Proposed New Loan Amount$400,000
Estimated New Payment$2,528
Estimated Monthly SavingsAdd current rate

Estimates include principal and interest only. Taxes, insurance, closing costs, and mortgage insurance are not included.

About Crittenden

A local view of the market.

Crittenden County, Kentucky's real estate market is characterized by relatively affordable housing, with the average home value being approximately $97,938, which has decreased by 1.3% over the past year. This makes it an attractive option for potential homeowners looking for budget-friendly options in the region. The county's primary city is Marion, which serves as the county seat and has a population of about 2,915. Other notable areas include Crayne and Tolu, though they are significantly smaller in population, with Crayne having around 280 residents and Tolu even fewer. Living in Crittenden County offers a predominantly rural lifestyle, with agriculture playing a significant role in the local economy. The county is known for its agricultural activities, which include farming and livestock production. The rural setting attracts those seeking a quieter, more pastoral lifestyle, and the county's low cost of living and strong agricultural base are appealing to individuals and families looking to move away from more urbanized areas.

Questions & Answers

Refinancing in Crittenden County

Common questions about 2026 loan limits and refinancing opportunities in Kentucky.

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