NM mortgage rates

Curry County

Clear, current 2026 mortgage and refinance loan limits for homeowners in Curry County, New Mexico. Use the verified baseline numbers below to calculate your refinance payment, evaluate your home equity, and monitor when rate alerts make refinancing advantageous.

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2026 limits

2026 Mortgage Loan Limits

Curry County

Conforming Loan Limits

Per property
1 unit$832,750
2 units$1,066,250
3 units$1,288,800
4 units$1,601,750

FHA Loan Limits

Per property
1 unit$541,287
2 units$693,050
3 units$837,700
4 units$1,041,125

Source: Official Federal Housing Finance Agency (FHFA) and HUD loan limit schedules. Conforming data represents conventional maximums. Last synchronized: 2026 update cycle.

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Refinance Payment Estimate

Estimate Your Refinance in Curry County

Use your current mortgage details to estimate a new refinance payment and potential monthly savings.

Estimated New Monthly Payment$2,528Principal & interest only
Home value − mortgage balance
Mortgage balance ÷ home value
Added to the proposed new loan
Proposed New Loan Amount$400,000
Estimated New Payment$2,528
Estimated Monthly SavingsAdd current rate

Estimates include principal and interest only. Taxes, insurance, closing costs, and mortgage insurance are not included.

About Curry

A local view of the market.

The real estate market in Curry County, New Mexico, has seen some fluctuations in recent times. As of October 2024, the median listing home price was $222,500, showing a decrease of 5.3% year-over-year. The average home value in the county is approximately $154,314, which is down by 3.2% over the past year. Curry County includes several cities, with Clovis being the largest. Clovis has a population of about 38,000 people and serves as the county seat. Other notable cities include Texico, Melrose, and Grady, each with smaller populations but contributing to the county's overall community and economy. Living in Curry County offers a mix of rural and suburban experiences. The area is known for its agricultural activities, with farming being a significant part of the local economy. The presence of Cannon Air Force Base also influences the local economy and population dynamics. Many people are drawn to Curry County for its affordable housing and the quieter, more rural lifestyle compared to urban centers.

County snapshot

Market context.

NM

Public location data associated with this county record. Optional fields are shown only when present in the source.

Market areaClovisMapped market area
Area code17580CBSA / MSA reference
Featured communityClovisFrom the county record
Data year2026Aligned with this limit record
Clovis
Top cities & communities

Communities to explore.

Clovis
Questions & Answers

Refinancing in Curry County

Common questions about 2026 loan limits and refinancing opportunities in New Mexico.

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