OR mortgage rates

Curry County

Clear, current 2026 mortgage and refinance loan limits for homeowners in Curry County, Oregon. Use the verified baseline numbers below to calculate your refinance payment, evaluate your home equity, and monitor when rate alerts make refinancing advantageous.

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2026 limits

2026 Mortgage Loan Limits

Curry County

Conforming Loan Limits

Per property
1 unit$832,750
2 units$1,066,250
3 units$1,288,800
4 units$1,601,750

FHA Loan Limits

Per property
1 unit$541,287
2 units$693,050
3 units$837,700
4 units$1,041,125

Source: Official Federal Housing Finance Agency (FHFA) and HUD loan limit schedules. Conforming data represents conventional maximums. Last synchronized: 2026 update cycle.

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Refinance Payment Estimate

Estimate Your Refinance in Curry County

Use your current mortgage details to estimate a new refinance payment and potential monthly savings.

Estimated New Monthly Payment$2,528Principal & interest only
Home value − mortgage balance
Mortgage balance ÷ home value
Added to the proposed new loan
Proposed New Loan Amount$400,000
Estimated New Payment$2,528
Estimated Monthly SavingsAdd current rate

Estimates include principal and interest only. Taxes, insurance, closing costs, and mortgage insurance are not included.

About Curry

A local view of the market.

In Curry County, Oregon, the real estate market has seen some fluctuations recently. As of October 2024, the median listing home price was approximately $625,000, showing a 7.9% increase year-over-year. However, the average home value is reported to be around $475,072, which is a slight decrease of 0.1% over the past year. The county includes several notable cities, with Brookings being the largest, having a population of about 6,500 residents. Gold Beach follows with approximately 2,300 residents, and Port Orford has around 1,100 people. These cities are known for their scenic coastal views and serve as hubs for local commerce and tourism. Curry County offers a mix of rural and suburban living, with a strong emphasis on agriculture and fishing industries. The county's natural beauty and outdoor recreational opportunities attract new residents, particularly those seeking a quieter lifestyle away from urban centers. Migration patterns suggest that people are moving to Curry County for its affordable housing relative to other coastal areas, as well as its appealing climate and community-oriented lifestyle.

County snapshot

Market context.

OR

Public location data associated with this county record. Optional fields are shown only when present in the source.

Market areaBrookingsMapped market area
Area code15060CBSA / MSA reference
Data year2026Aligned with this limit record
Questions & Answers

Refinancing in Curry County

Common questions about 2026 loan limits and refinancing opportunities in Oregon.

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