TX mortgage rates

Dallam County

Clear, current 2026 mortgage and refinance loan limits for homeowners in Dallam County, Texas. Use the verified baseline numbers below to calculate your refinance payment, evaluate your home equity, and monitor when rate alerts make refinancing advantageous.

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2026 limits

2026 Mortgage Loan Limits

Dallam County

Conforming Loan Limits

Per property
1 unit$832,750
2 units$1,066,250
3 units$1,288,800
4 units$1,601,750

FHA Loan Limits

Per property
1 unit$541,287
2 units$693,050
3 units$837,700
4 units$1,041,125

Source: Official Federal Housing Finance Agency (FHFA) and HUD loan limit schedules. Conforming data represents conventional maximums. Last synchronized: 2026 update cycle.

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Refinance Payment Estimate

Estimate Your Refinance in Dallam County

Use your current mortgage details to estimate a new refinance payment and potential monthly savings.

Estimated New Monthly Payment$2,528Principal & interest only
Home value − mortgage balance
Mortgage balance ÷ home value
Added to the proposed new loan
Proposed New Loan Amount$400,000
Estimated New Payment$2,528
Estimated Monthly SavingsAdd current rate

Estimates include principal and interest only. Taxes, insurance, closing costs, and mortgage insurance are not included.

About Dallam

A local view of the market.

The real estate market in Dallam County, Texas, is characterized by a median listing home price of $225,000, which reflects a 4.9% increase from the previous year. The average home value is approximately $135,448, marking a 1.6% rise over the past year. Dallam County includes the cities of Dalhart and Texline. Dalhart is the largest city, with a population of around 8,000 residents, serving as a central hub for the county. Texline, while smaller, plays a significant role in the local community and economy. Living in Dallam County offers a predominantly rural experience, with agriculture and farming being the primary industries. The county's economy is supported by cattle ranching and crop production, attracting individuals seeking a quieter, more rural lifestyle. Migration patterns suggest that people are moving to Dallam County for its agricultural opportunities and the appeal of a close-knit, community-oriented environment.

Questions & Answers

Refinancing in Dallam County

Common questions about 2026 loan limits and refinancing opportunities in Texas.

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