AL mortgage rates

Dallas County

Clear, current 2026 mortgage and refinance loan limits for homeowners in Dallas County, Alabama. Use the verified baseline numbers below to calculate your refinance payment, evaluate your home equity, and monitor when rate alerts make refinancing advantageous.

Official InstaRefi video preview
Watch InstaRefi Overview
2026 limits

2026 Mortgage Loan Limits

Dallas County

Conforming Loan Limits

Per property
1 unit$832,750
2 units$1,066,250
3 units$1,288,800
4 units$1,601,750

FHA Loan Limits

Per property
1 unit$541,287
2 units$693,050
3 units$837,700
4 units$1,041,125

Source: Official Federal Housing Finance Agency (FHFA) and HUD loan limit schedules. Conforming data represents conventional maximums. Last synchronized: 2026 update cycle.

View all Alabama counties
Refinance Payment Estimate

Estimate Your Refinance in Dallas County

Use your current mortgage details to estimate a new refinance payment and potential monthly savings.

Estimated New Monthly Payment$2,528Principal & interest only
Home value − mortgage balance
Mortgage balance ÷ home value
Added to the proposed new loan
Proposed New Loan Amount$400,000
Estimated New Payment$2,528
Estimated Monthly SavingsAdd current rate

Estimates include principal and interest only. Taxes, insurance, closing costs, and mortgage insurance are not included.

About Dallas

A local view of the market.

Dallas County, AL, has an affordable real estate market with median home values around $85,000 in 2024. The low cost of living and historic charm make it appealing for those seeking affordable housing. Selma, the county seat and largest city, has a population of approximately 17,000. Other small communities include Valley Grande and Orrville. Dallas County is a predominantly rural area with a rich history, especially related to the civil rights movement. The economy relies on manufacturing, healthcare, and agriculture, and the area’s historic sites make it popular among those interested in culture and history.

County snapshot

Market context.

AL

Public location data associated with this county record. Optional fields are shown only when present in the source.

Market areaSelmaMapped market area
Area code42820CBSA / MSA reference
Data year2026Aligned with this limit record
Questions & Answers

Refinancing in Dallas County

Common questions about 2026 loan limits and refinancing opportunities in Alabama.

Make the next move with confidence

Your rate opportunity should feel clear.

InstaRefi monitors the market and helps you decide when a conversation may be worth your time. No pressure. No unnecessary credit checks.

No SSN required to get alerts No impact to your credit to check Helpful by email and text
Your data stays protected.We use encryption and privacy practices designed around your trust.Read our privacy policy
Always on your side

Never miss a refinance opportunity.

Get clear, timely mortgage alerts without hurting your credit.