OH mortgage rates

Darke County

Clear, current 2026 mortgage and refinance loan limits for homeowners in Darke County, Ohio. Use the verified baseline numbers below to calculate your refinance payment, evaluate your home equity, and monitor when rate alerts make refinancing advantageous.

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2026 limits

2026 Mortgage Loan Limits

Darke County

Conforming Loan Limits

Per property
1 unit$832,750
2 units$1,066,250
3 units$1,288,800
4 units$1,601,750

FHA Loan Limits

Per property
1 unit$541,287
2 units$693,050
3 units$837,700
4 units$1,041,125

Source: Official Federal Housing Finance Agency (FHFA) and HUD loan limit schedules. Conforming data represents conventional maximums. Last synchronized: 2026 update cycle.

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Refinance Payment Estimate

Estimate Your Refinance in Darke County

Use your current mortgage details to estimate a new refinance payment and potential monthly savings.

Estimated New Monthly Payment$2,528Principal & interest only
Home value − mortgage balance
Mortgage balance ÷ home value
Added to the proposed new loan
Proposed New Loan Amount$400,000
Estimated New Payment$2,528
Estimated Monthly SavingsAdd current rate

Estimates include principal and interest only. Taxes, insurance, closing costs, and mortgage insurance are not included.

About Darke

A local view of the market.

The real estate market in Darke County, Ohio, has seen a notable increase in home values over the past year. As of late 2024, the median home value in the county is approximately $202,156, reflecting a 5.9% increase from the previous year. The median home sold price is reported at $178,083, marking an 8.3% rise over the past year. Darke County is home to several key cities, with Greenville being the largest, boasting a population of around 13,000 residents. Other notable cities include Versailles, known for its historical charm, and Arcanum, each contributing to the county's overall population and cultural diversity. These cities offer a mix of small-town charm and community-focused living. Living in Darke County offers a blend of rural and suburban experiences, with agriculture playing a significant role in the local economy. The county is characterized by its expansive farmland and agricultural activities, which are central to its identity. Many residents are drawn to the area for its peaceful rural lifestyle, affordable housing, and the opportunity to engage in farming or enjoy the benefits of suburban life. The top industries include agriculture, manufacturing, and healthcare, attracting people seeking a quieter lifestyle away from urban centers.

County snapshot

Market context.

OH

Public location data associated with this county record. Optional fields are shown only when present in the source.

Market areaGreenvilleMapped market area
Area code24820CBSA / MSA reference
Data year2026Aligned with this limit record
Questions & Answers

Refinancing in Darke County

Common questions about 2026 loan limits and refinancing opportunities in Ohio.

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