Daviess County
Clear, current 2026 mortgage and refinance loan limits for homeowners in Daviess County, Kentucky. Use the verified baseline numbers below to calculate your refinance payment, evaluate your home equity, and monitor when rate alerts make refinancing advantageous.

2026 Mortgage Loan Limits
Daviess County
Conforming Loan Limits
Per propertyFHA Loan Limits
Per propertyEstimate Your Refinance in Daviess County
Use your current mortgage details to estimate a new refinance payment and potential monthly savings.
Estimates include principal and interest only. Taxes, insurance, closing costs, and mortgage insurance are not included.
A local view of the market.
In Daviess County, Kentucky, the real estate market has been experiencing growth, with the median listing home price reaching $259,900 as of October 2024, marking an 11.3% increase from the previous year. The median home sold price was $244,000, indicating a competitive market where homes are selling close to their listing prices. The county includes several notable cities, with Owensboro being the largest. Owensboro has a population of approximately 60,000 and serves as the county seat. Other significant cities include Philpot, known for its larger lots and a median home price of $349,900, and Masonville, which offers more affordable housing options with a median price of $244,900. Living in Daviess County offers a blend of rural and suburban lifestyles, with agriculture playing a significant role in the local economy. The county is characterized by its agricultural lands and suburban communities, providing a peaceful environment with access to urban amenities. The top industries include manufacturing, healthcare, and education, attracting people seeking a balance between rural charm and suburban convenience. The county's growth is driven by its affordable housing market and the appeal of a quieter lifestyle compared to larger urban areas.
Market context.
Public location data associated with this county record. Optional fields are shown only when present in the source.
Communities to explore.
Refinancing in Daviess County
Common questions about 2026 loan limits and refinancing opportunities in Kentucky.
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