TX mortgage rates

Dawson County

Clear, current 2026 mortgage and refinance loan limits for homeowners in Dawson County, Texas. Use the verified baseline numbers below to calculate your refinance payment, evaluate your home equity, and monitor when rate alerts make refinancing advantageous.

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2026 limits

2026 Mortgage Loan Limits

Dawson County

Conforming Loan Limits

Per property
1 unit$832,750
2 units$1,066,250
3 units$1,288,800
4 units$1,601,750

FHA Loan Limits

Per property
1 unit$541,287
2 units$693,050
3 units$837,700
4 units$1,041,125

Source: Official Federal Housing Finance Agency (FHFA) and HUD loan limit schedules. Conforming data represents conventional maximums. Last synchronized: 2026 update cycle.

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Refinance Payment Estimate

Estimate Your Refinance in Dawson County

Use your current mortgage details to estimate a new refinance payment and potential monthly savings.

Estimated New Monthly Payment$2,528Principal & interest only
Home value − mortgage balance
Mortgage balance ÷ home value
Added to the proposed new loan
Proposed New Loan Amount$400,000
Estimated New Payment$2,528
Estimated Monthly SavingsAdd current rate

Estimates include principal and interest only. Taxes, insurance, closing costs, and mortgage insurance are not included.

About Dawson

A local view of the market.

The real estate market in Dawson County, Texas, has seen significant changes recently, with home prices experiencing a substantial increase. As of September 2024, the median sale price of a home in Dawson County was $148,000, marking a 91% rise compared to the previous year. This increase reflects a growing demand for housing in the area, although the number of homes sold remains relatively low. Dawson County's most prominent city is Lamesa, which serves as the county seat and has a population of approximately 12,342 as of 2022. Lamesa is the primary urban center in the county, offering various amenities and services to its residents. Living in Dawson County offers a blend of rural and suburban experiences, with a strong emphasis on agriculture and farming. The county's economy is primarily supported by industries such as educational services, healthcare, and construction. The area attracts individuals seeking a quieter, rural lifestyle with the benefits of a close-knit community. Additionally, the relatively low median property value of $95,100 makes it an attractive location for those looking to invest in real estate or relocate for more affordable living conditions.

County snapshot

Market context.

TX

Public location data associated with this county record. Optional fields are shown only when present in the source.

Market areaLamesaMapped market area
Area code29500CBSA / MSA reference
Data year2026Aligned with this limit record
Questions & Answers

Refinancing in Dawson County

Common questions about 2026 loan limits and refinancing opportunities in Texas.

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