LA mortgage rates

De Soto Parish County

Clear, current 2026 mortgage and refinance loan limits for homeowners in De Soto Parish County, Louisiana. Use the verified baseline numbers below to calculate your refinance payment, evaluate your home equity, and monitor when rate alerts make refinancing advantageous.

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2026 limits

2026 Mortgage Loan Limits

De Soto Parish County

Conforming Loan Limits

Per property
1 unit$832,750
2 units$1,066,250
3 units$1,288,800
4 units$1,601,750

FHA Loan Limits

Per property
1 unit$541,287
2 units$693,050
3 units$837,700
4 units$1,041,125

Source: Official Federal Housing Finance Agency (FHFA) and HUD loan limit schedules. Conforming data represents conventional maximums. Last synchronized: 2026 update cycle.

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Refinance Payment Estimate

Estimate Your Refinance in De Soto Parish County

Use your current mortgage details to estimate a new refinance payment and potential monthly savings.

Estimated New Monthly Payment$2,528Principal & interest only
Home value − mortgage balance
Mortgage balance ÷ home value
Added to the proposed new loan
Proposed New Loan Amount$400,000
Estimated New Payment$2,528
Estimated Monthly SavingsAdd current rate

Estimates include principal and interest only. Taxes, insurance, closing costs, and mortgage insurance are not included.

About De Soto Parish

A local view of the market.

The real estate market in De Soto Parish, Louisiana, has seen a slight increase in home values over the past year. The average home value is approximately $156,249, reflecting a 1.3% rise from the previous year. This indicates a stable market with modest growth, making it an attractive option for potential homebuyers looking for affordability and potential appreciation. De Soto Parish is home to several notable cities, including Mansfield, the parish seat, with a population of around 5,000 residents. Another significant city is Stonewall, which has been experiencing growth due to its proximity to Shreveport, offering a suburban feel with a population of approximately 2,000 people. These cities provide a mix of small-town charm and accessibility to larger urban areas. Living in De Soto Parish offers a blend of rural and suburban lifestyles, with agriculture playing a significant role in the local economy. The parish is known for its farming and timber industries, which are among the top employers in the area. The real estate market attracts those seeking a quieter, rural lifestyle while still being within commuting distance to larger cities like Shreveport. This migration pattern is driven by the desire for more space, lower cost of living, and a strong sense of community.

County snapshot

Market context.

LA

Public location data associated with this county record. Optional fields are shown only when present in the source.

Market areaShreveport-Bossier CityMapped market area
Area code43340CBSA / MSA reference
Data year2026Aligned with this limit record
Questions & Answers

Refinancing in De Soto Parish County

Common questions about 2026 loan limits and refinancing opportunities in Louisiana.

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