Decatur County
Clear, current 2026 mortgage and refinance loan limits for homeowners in Decatur County, Tennessee. Use the verified baseline numbers below to calculate your refinance payment, evaluate your home equity, and monitor when rate alerts make refinancing advantageous.
2026 Mortgage Loan Limits
Decatur County
Conforming Loan Limits
Per propertyFHA Loan Limits
Per propertyEstimate Your Refinance in Decatur County
Use your current mortgage details to estimate a new refinance payment and potential monthly savings.
Estimates include principal and interest only. Taxes, insurance, closing costs, and mortgage insurance are not included.
A local view of the market.
In October 2024, the real estate market in Decatur County, Tennessee, showed a median listing home price of $298,500, which marked a 16% increase from the previous year. The median home sold price was $160,700, indicating a buyer's market where homes sold for about 9.91% below the asking price on average. The top cities in Decatur County include Parsons, with a population of approximately 2,100, and Decaturville, the county seat, with around 803 residents. Another notable city is Scotts Hill, which has a population of about 868. Decatur County offers a predominantly rural lifestyle with a strong emphasis on agriculture, particularly cotton and corn. The county's economy is supported by industries such as manufacturing, health care, and retail trade. Many people are drawn to Decatur County for its outdoor recreational opportunities, including sports and hunting, and its status as a Tennessee Three-Star Community.
Refinancing in Decatur County
Common questions about 2026 loan limits and refinancing opportunities in Tennessee.
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