OH mortgage rates

Delaware County

Clear, current 2026 mortgage and refinance loan limits for homeowners in Delaware County, Ohio. Use the verified baseline numbers below to calculate your refinance payment, evaluate your home equity, and monitor when rate alerts make refinancing advantageous.

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2026 limits

2026 Mortgage Loan Limits

Delaware County

Conforming Loan Limits

Per property
1 unit$832,750
2 units$1,066,250
3 units$1,288,800
4 units$1,601,750

FHA Loan Limits

Per property
1 unit$591,100
2 units$756,700
3 units$914,700
4 units$1,136,750

Source: Official Federal Housing Finance Agency (FHFA) and HUD loan limit schedules. Conforming data represents conventional maximums. Last synchronized: 2026 update cycle.

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Refinance Payment Estimate

Estimate Your Refinance in Delaware County

Use your current mortgage details to estimate a new refinance payment and potential monthly savings.

Estimated New Monthly Payment$2,528Principal & interest only
Home value − mortgage balance
Mortgage balance ÷ home value
Added to the proposed new loan
Proposed New Loan Amount$400,000
Estimated New Payment$2,528
Estimated Monthly SavingsAdd current rate

Estimates include principal and interest only. Taxes, insurance, closing costs, and mortgage insurance are not included.

About Delaware

A local view of the market.

The real estate market in Delaware County, Ohio, is currently a seller's market, with the median home sold price reaching $489,698 as of October 2024. This represents a 6.4% increase compared to the previous year, indicating a robust demand for housing in the area. Homes in the county are selling for an average of $202 per square foot, reflecting the competitive nature of the market. Delaware County is home to several prominent cities, including Delaware, Powell, and Sunbury. The city of Delaware, the county seat, has a population of approximately 41,000 residents. Powell, known for its family-friendly environment and excellent schools, has a population of around 13,000, while Sunbury, a growing community, has about 6,000 residents. These cities contribute to the county's appeal with their unique blend of suburban and small-town charm. Living in Delaware County offers a mix of rural and suburban lifestyles, with expansive farmland and agricultural activities complementing suburban developments. The county's economy is supported by top industries such as education, healthcare, and retail, which attract residents seeking employment opportunities. The area's high quality of life, excellent schools, and proximity to Columbus make it an attractive destination for families and professionals, contributing to ongoing migration into the county.

County snapshot

Market context.

OH

Public location data associated with this county record. Optional fields are shown only when present in the source.

Market areaColumbusMapped market area
Area code18140CBSA / MSA reference
Featured communityDelawareFrom the county record
Data year2026Aligned with this limit record
Delaware
Top cities & communities

Communities to explore.

Delaware
Questions & Answers

Refinancing in Delaware County

Common questions about 2026 loan limits and refinancing opportunities in Ohio.

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