OK mortgage rates

Dewey County

Clear, current 2026 mortgage and refinance loan limits for homeowners in Dewey County, Oklahoma. Use the verified baseline numbers below to calculate your refinance payment, evaluate your home equity, and monitor when rate alerts make refinancing advantageous.

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2026 limits

2026 Mortgage Loan Limits

Dewey County

Conforming Loan Limits

Per property
1 unit$832,750
2 units$1,066,250
3 units$1,288,800
4 units$1,601,750

FHA Loan Limits

Per property
1 unit$541,287
2 units$693,050
3 units$837,700
4 units$1,041,125

Source: Official Federal Housing Finance Agency (FHFA) and HUD loan limit schedules. Conforming data represents conventional maximums. Last synchronized: 2026 update cycle.

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Refinance Payment Estimate

Estimate Your Refinance in Dewey County

Use your current mortgage details to estimate a new refinance payment and potential monthly savings.

Estimated New Monthly Payment$2,528Principal & interest only
Home value − mortgage balance
Mortgage balance ÷ home value
Added to the proposed new loan
Proposed New Loan Amount$400,000
Estimated New Payment$2,528
Estimated Monthly SavingsAdd current rate

Estimates include principal and interest only. Taxes, insurance, closing costs, and mortgage insurance are not included.

About Dewey

A local view of the market.

The real estate market in Dewey County, Oklahoma, is currently experiencing a decline in home prices. As of October 2024, the median listing home price was $124,500, which represents a decrease of 23.1% from the previous year. The median price per square foot is $75, and homes are selling for a median price of $83,000, indicating a buyer's market where homes are selling below the asking price. Dewey County comprises several small towns, with Seiling, Vici, Taloga, and Leedey being among the most notable. Seiling is the largest town, offering a small-town atmosphere with a population of around 860 residents. Vici and Taloga are smaller, with populations of approximately 700 and 300, respectively, while Leedey has about 400 residents. These towns provide a close-knit community feel, typical of rural Oklahoma. Living in Dewey County is characterized by a predominantly rural lifestyle, with agriculture being a significant part of the local economy. The county's landscape is dotted with farms and ranches, offering a peaceful, countryside living experience. The top industries include agriculture and energy, which attract individuals looking for a quieter, more affordable lifestyle. Migration patterns suggest that people move to Dewey County for its lower cost of living and the opportunity to engage in agricultural activities or work in the energy sector.

Questions & Answers

Refinancing in Dewey County

Common questions about 2026 loan limits and refinancing opportunities in Oklahoma.

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