TX mortgage rates

Dewitt County

Clear, current 2026 mortgage and refinance loan limits for homeowners in Dewitt County, Texas. Use the verified baseline numbers below to calculate your refinance payment, evaluate your home equity, and monitor when rate alerts make refinancing advantageous.

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2026 limits

2026 Mortgage Loan Limits

Dewitt County

Conforming Loan Limits

Per property
1 unit$832,750
2 units$1,066,250
3 units$1,288,800
4 units$1,601,750

FHA Loan Limits

Per property
1 unit$541,287
2 units$693,050
3 units$837,700
4 units$1,041,125

Source: Official Federal Housing Finance Agency (FHFA) and HUD loan limit schedules. Conforming data represents conventional maximums. Last synchronized: 2026 update cycle.

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Refinance Payment Estimate

Estimate Your Refinance in Dewitt County

Use your current mortgage details to estimate a new refinance payment and potential monthly savings.

Estimated New Monthly Payment$2,528Principal & interest only
Home value − mortgage balance
Mortgage balance ÷ home value
Added to the proposed new loan
Proposed New Loan Amount$400,000
Estimated New Payment$2,528
Estimated Monthly SavingsAdd current rate

Estimates include principal and interest only. Taxes, insurance, closing costs, and mortgage insurance are not included.

About Dewitt

A local view of the market.

In Dewitt County, Texas, the real estate market has seen a decline in home prices, with the median listing home price at $199,000 as of October 2024, reflecting a 4.8% decrease year-over-year. The median price per square foot is $135, and homes typically sell for a median price of $241,500. This trend indicates a cooling market, which may present opportunities for buyers looking for more affordable options in the region. The county is home to several cities, with Cuero being the largest, offering a median listing home price of $196,000. Yorktown follows with a median listing price of $185,000. Other notable cities include Westhoff and Meyersville, which contribute to the county's overall residential landscape. These cities provide a mix of rural charm and small-town living, appealing to those seeking a quieter lifestyle. Dewitt County offers a predominantly rural setting with a blend of suburban areas, making it ideal for those interested in agriculture and farming. The county's economy is supported by industries such as agriculture, oil, and gas, which attract individuals and families looking for employment opportunities in these sectors. The migration patterns suggest that people are moving to Dewitt County for its affordable housing, peaceful environment, and employment prospects in its key industries.

Questions & Answers

Refinancing in Dewitt County

Common questions about 2026 loan limits and refinancing opportunities in Texas.

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