VA mortgage rates

Dickenson County

Clear, current 2026 mortgage and refinance loan limits for homeowners in Dickenson County, Virginia. Use the verified baseline numbers below to calculate your refinance payment, evaluate your home equity, and monitor when rate alerts make refinancing advantageous.

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2026 limits

2026 Mortgage Loan Limits

Dickenson County

Conforming Loan Limits

Per property
1 unit$832,750
2 units$1,066,250
3 units$1,288,800
4 units$1,601,750

FHA Loan Limits

Per property
1 unit$541,287
2 units$693,050
3 units$837,700
4 units$1,041,125

Source: Official Federal Housing Finance Agency (FHFA) and HUD loan limit schedules. Conforming data represents conventional maximums. Last synchronized: 2026 update cycle.

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Refinance Payment Estimate

Estimate Your Refinance in Dickenson County

Use your current mortgage details to estimate a new refinance payment and potential monthly savings.

Estimated New Monthly Payment$2,528Principal & interest only
Home value − mortgage balance
Mortgage balance ÷ home value
Added to the proposed new loan
Proposed New Loan Amount$400,000
Estimated New Payment$2,528
Estimated Monthly SavingsAdd current rate

Estimates include principal and interest only. Taxes, insurance, closing costs, and mortgage insurance are not included.

About Dickenson

A local view of the market.

Dickenson County, Virginia, has seen a notable increase in real estate values, with the median home sold price reaching $138,000 in October 2024, marking a 15% rise from the previous year. The average price per square foot is approximately $100, indicating a growing demand in the housing market. The county comprises several small towns, with Clintwood being one of the most prominent. Clintwood has a population of approximately 1,300 residents. Other notable towns include Haysi and Clinchco, which contribute to the county's rural charm and community-oriented lifestyle. Living in Dickenson County offers a predominantly rural experience, with a mix of agricultural and suburban elements. The area is known for its natural beauty and outdoor recreational opportunities. Key industries include agriculture, mining, and small-scale manufacturing. The county attracts those seeking a quieter lifestyle, with many moving from urban areas for its affordability and scenic landscapes.

Questions & Answers

Refinancing in Dickenson County

Common questions about 2026 loan limits and refinancing opportunities in Virginia.

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